Amazon Store Card - Is it bad or good?

[Anonymous]

I am reading lot of negative comments about Amazon Store card, and most of the people give following reasons
1) poor Customer service

2) It reduces credit limit without sending any notice or sometimes without any reason

3) most of the users seem to have problem with setting up financing options provided by Amazon

Please let me know your comments about this card. If it is good to have

Thank You

[Anonymous]

No problems so far. Love it!!

[Anonymous]

Welcome to the forums!

I've had my Amazon Store Card since January, and personally I am a fan.  I started with a $1200 limit, which doubled to $2400 at three months without my having to ask.  MY (multiple per month) payments are always posted timely, and release available credit quickly.

8/10, would use 1-click again  

[AverageJoesCredit]

Ive encountered no problems with the card in my year plus . Now im not a mega shopper mind you but the store card beside the 5% and financing option ( which i never used) , has a great chance to grow being that its Synchrony.

Now many people who may have had it closed may be the same ones who've recieved a blue envelope ( just a hunch) or perhaps had other probs with their profile.

I think the 2 or 3 times ive encountered problems their cs had been fantastic , even if sometimes accents hard to understand. For instance i recently baught a dvd ftom Amazon and actually tecieved but then for dome reason noticed i was getting a credit to my card( granted the credit goes to my Chase Amazon) but i called right away concerned with possible fraud or something. Even though i told them i did receive the dvd ( somehow the carrier said it was lost?) the csr said no worries sir, for your understanding and whatnot we are still going to give you the credit so enjoy the dvd.Wow, i mean they didnt have to but yet they did.

So my experience has been good but if you look hard enough anywhere with any credit card, you will always have people with problems or who do not like a card for real or perceived problems. If its eorth getting for you, i hihhly tecommend it but thats just ol AVJ' 2 pennies for the day ( please note this recommendation is not valid on walmart or jet . com and cannot be transfered to aby real value online)

.

[AverageJoesCredit]

Please forgive my spellings , my smartphone not too smart

[Anonymous]

I love mine. 

We live in a rural area, so being able to order something and have it delivered in two days is incredibly helpful. 

It's just so easy to click and get what we need and have it delivered. 

In addition, the standing zero interest offers are helpful for bigger purchases. The rebate is nice. Customer service has always been top notch. 

My line has gone from $800 to $1,500 to $3,500 in a matter of three months, so it's grown nicely. 

I think, at least for us, the store card makes more sense than the Visa. 

[Berk]

I've had one for years and have had zero issues with using the card.

[Anonymous]

I think most people have good results with this card. Synchrony isn't that great of a bank to work with though. Have you considered the Chase Amazon card?

[Anonymous]

My experience has been middling so far. I like the card, but wish the CL would grow; I was approved at a $800 SL at last Thanksgiving weekend and it's stayed at that level to date (nearly 5 months). I attempted a CL last month but was turned down most likely because my TU FICO, which Synchrony SP'ed, was too low at 627 and possibly also because of a number of other recent inquiries/accounts opened. I might try again in a couple of months if I don't get an auto CLI first (if I even do, I don't know how good Synchrony is with those). That having been said, the Amazon Store Card is one of the few store cards I really have wanted, because I do a good deal of shopping at Amazon (especially in the past year-plus since I became gainfully employed again).

[Anonymous]

I have had zero problems with it so far (I have both the store card and the Visa through Chase). I got it in November with a SL of $1500. in December I got an increase to $3000 and yesterday an increase to $6000. I always do the chats to get the increases. Great card in my opinion!