American Express Financial Review (FR) question ...

[Anonymous]

I've heard others got a FR from American Express after using their card on Paypal or going over their spending patterns ? but has anyone got a FR or had their charged cards (Platinum or Gold) close for not using it or for only using it for only small ticket items ?

[red259]

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@Anonymous wrote:

I've heard others got a FR from American Express after using their card on Paypal or going over their spending patterns ? but has anyone got a FR or had their charged cards (Platinum or Gold) close for not using it or for only using it for only small ticket items ?

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I don't think it is likely charge cards would be closed for non-use since they are AF cards and in some cases high AF cards. Amex rather have those AFs coming in. An FR would not occur for non-use of a card. 

[Anonymous]

No you're not going to get FRed.

Also how about consolidating some og your questions into one thread instead of starting multiple ones back to back to back

[Anonymous]

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@Anonymous wrote:

I've heard others got a FR from American Express after using their card on Paypal or going over their spending patterns ? but has anyone got a FR or had their charged cards (Platinum or Gold) close for not using it or for only using it for only small ticket items ?

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No.  You are thinking too hard.  You will be fine. FRs are done when they is a red flag.  As long as you don't do something wild (like gambling and others) with your card, you will be OK.

[kdm31091]

Yes OP you will be fine...I think you are overthinking this issue, just like a couple of your other threads. Just use your cards, pay on time, enjoy the rewards, and live. There is no requirement to use a card to avoid FR or anything....whatever will happen, will happen. Can't stress about things we cannot control. But no, you will not see FR due to non-use.