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Ameriprise Amex Platinum Loses First Year AF Waiver

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UncleB
Credit Mentor

Ameriprise Amex Platinum Loses First Year AF Waiver

DoC is reporting that the Ameriprise Amex Platinum card will no longer have the first year AF waived, and will instead offer a 60k MR bonus.

 

More info here:  https://www.doctorofcredit.com/ameriprise-version-of-american-express-platinum-loses-first-year-annu...

 

In the past the Ameriprise version of the Platinum card was a good option for someone who was on-the-fence to be able to give the card a try, but it appears that's a thing of the past.  Smiley Sad

Message 1 of 16
15 REPLIES 15
CreditCuriosity
Moderator Emeritus

Re: Ameriprise Amex Platinum Loses First Year AF Waiver

yeppers no longer churnable for a free platinum card yearly as was about to get it for another year until i saw DOC post :/

Message 2 of 16
Anonymous
Not applicable

Re: Ameriprise Amex Platinum Loses First Year AF Waiver

Thanks for sharing UB! 

This will definitely be a disappointment to some. 

Message 3 of 16
FinStar
Moderator Emeritus

Re: Ameriprise Amex Platinum Loses First Year AF Waiver


@CreditCuriosity wrote:

yeppers no longer churnable for a free platinum card yearly as was about to get it for another year until i saw DOC post :/


I'm glad you steered me in the right direction a while back @CreditCuriosity before the changes took effect, so big shout out to you on that Smiley Tongue

 

Thanks for posting this @UncleB btw.  It was a matter of time before they clamped down.  Me thinks I'll go for Schwab Platinum next time, just needs a higher SUB 😁😉

 

 

Message 4 of 16
simplynoir
Community Leader
Mega Contributor

Re: Ameriprise Amex Platinum Loses First Year AF Waiver


@FinStar wrote:

@CreditCuriosity wrote:

yeppers no longer churnable for a free platinum card yearly as was about to get it for another year until i saw DOC post :/


I'm glad you steered me in the right direction a while back @CreditCuriosity before the changes took effect, so big shout out to you on that Smiley Tongue

 

Thanks for posting this @UncleB btw.  It was a matter of time before they clamped down.  Me thinks I'll go for Schwab Platinum next time, just needs a higher SUB 😁😉

 

 


If the Schwab ever gets a higher SUB I'll have my GF be all over that.

Message 5 of 16
FinStar
Moderator Emeritus

Re: Ameriprise Amex Platinum Loses First Year AF Waiver

Looks like they've disabled the link for the Ameriprise Gold Card as well since it's no longer featured on the Ameriprise website (unless folks can still apply over the phone).

Well, glad I got that one last month (insert name here...AmEx 'ho' 😄) before they got rid of it. Not a bad SUB for low spending and waived AF for the first year.
Message 6 of 16
CreditCuriosity
Moderator Emeritus

Re: Ameriprise Amex Platinum Loses First Year AF Waiver


@FinStar wrote:
Looks like they've disabled the link for the Ameriprise Gold Card as well since it's no longer featured on the Ameriprise website (unless folks can still apply over the phone).

Well, glad I got that one last month (insert name here...AmEx 'ho' 😄) before they got rid of it. Not a bad SUB for low spending and waived AF for the first year.

I see you havent been sleeping much... I take a few months off and this is what happens lol..  Bought a new car recently waiting for old loan to disappears as new one is showing as well so my DTI is not looking to good although scores are the highest ever.. Been held hostage till my other loans shows paid off Smiley Tongue

Message 7 of 16
FinStar
Moderator Emeritus

Re: Ameriprise Amex Platinum Loses First Year AF Waiver


@CreditCuriosity wrote:

@FinStar wrote:
Looks like they've disabled the link for the Ameriprise Gold Card as well since it's no longer featured on the Ameriprise website (unless folks can still apply over the phone).

Well, glad I got that one last month (insert name here...AmEx 'ho' 😄) before they got rid of it. Not a bad SUB for low spending and waived AF for the first year.

I see you havent been sleeping much... I take a few months off and this is what happens lol..  Bought a new car recently waiting for old loan to disappears as new one is showing as well so my DTI is not looking to good although scores are the highest ever.. Been held hostage till my other loans shows paid off Smiley Tongue 


Sleep? Who needs sleep? Smiley Tongue  It's your fault Smiley Very Happy I became weak and AmEx dangled those carrots and since you provided some good insight on the two, welltthere you have it.  So, yeah.  I guess I was fortunate to get them while it was still lucrative plus you know how wonderful I can be at gardening Smiley Very Happy

 

And, congrats on the new wheels!!  What ya get? Smiley Tongue

Message 8 of 16
CreditCuriosity
Moderator Emeritus

Re: Ameriprise Amex Platinum Loses First Year AF Waiver


@FinStar wrote:

@CreditCuriosity wrote:

@FinStar wrote:
Looks like they've disabled the link for the Ameriprise Gold Card as well since it's no longer featured on the Ameriprise website (unless folks can still apply over the phone).

Well, glad I got that one last month (insert name here...AmEx 'ho' 😄) before they got rid of it. Not a bad SUB for low spending and waived AF for the first year.

I see you havent been sleeping much... I take a few months off and this is what happens lol..  Bought a new car recently waiting for old loan to disappears as new one is showing as well so my DTI is not looking to good although scores are the highest ever.. Been held hostage till my other loans shows paid off Smiley Tongue 


Sleep? Who needs sleep? Smiley Tongue  It's your fault Smiley Very Happy I became weak and AmEx dangled those carrots and since you provided some good insight on the two, welltthere you have it.  So, yeah.  I guess I was fortunate to get them while it was still lucrative plus you know how wonderful I can be at gardening Smiley Very Happy

 

And, congrats on the new wheels!!  What ya get? Smiley Tongue


Not what i had .. Was a downgrade but nice none-the-less Smiley Happy..  saves me 350 a month had a very very expensive year last year with new house and many other expenses so had to re-prioritize for a bit and restock the piggie bank

Message 9 of 16
UncleB
Credit Mentor

Re: Ameriprise Amex Platinum Loses First Year AF Waiver


@FinStar wrote:

@CreditCuriosity wrote:

yeppers no longer churnable for a free platinum card yearly as was about to get it for another year until i saw DOC post :/


I'm glad you steered me in the right direction a while back @CreditCuriosity before the changes took effect, so big shout out to you on that Smiley Tongue

 

Thanks for posting this @UncleB btw.  It was a matter of time before they clamped down.  Me thinks I'll go for Schwab Platinum next time, just needs a higher SUB 😁😉

 


+1

 

I doubt I'll ever have a need for a Platinum, but if I ever decide to exit the MR ecosystem a Schwab Platinum is my path to do so. Smiley Wink

Message 10 of 16
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