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Ameriprise Gold AMEX converted to AMEX green

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Anonymous
Not applicable

Ameriprise Gold AMEX converted to AMEX green

I recently got my AMEX green card as a replacement for the discontinued Ameriprise Gold.  Lower annual fee, "upgrade now" offers on Gold and Platinum on the website.  I just haven't figured out whether it's worth keeping or not.  With air travel being "different" this year I'm starting to think I might do better accruing MR points instead of chasing Delta SkyMiles with my Delta Platinum and my wife's Delta Reserve.  

 

On a semi-side-note, I am NOT a fan of the sickly pale green color of this card...wasn't the old green card darker?  It also feels flimsy and "cheap".

Message 1 of 7
6 REPLIES 6
Brian_Earl_Spilner
Credit Mentor

Re: Ameriprise Gold AMEX converted to AMEX green

The card is made from recycled materials, and less of them to be eco-friendly, which explains how flimsy it is. I'm gonna assume they went for a more seafoam color because the plastic to make them is recovered from the ocean.

    
Message 2 of 7
notmyrealname23
Established Contributor

Re: Ameriprise Gold AMEX converted to AMEX green


@Anonymous wrote:

I recently got my AMEX green card as a replacement for the discontinued Ameriprise Gold.  Lower annual fee, "upgrade now" offers on Gold and Platinum on the website.  I just haven't figured out whether it's worth keeping or not.  With air travel being "different" this year I'm starting to think I might do better accruing MR points instead of chasing Delta SkyMiles with my Delta Platinum and my wife's Delta Reserve.  

 

On a semi-side-note, I am NOT a fan of the sickly pale green color of this card...wasn't the old green card darker?  It also feels flimsy and "cheap".


You get 3x MR using Green to buy Delta tickets, which convert to 3x SkyMiles. Same as the Reserve and Platinum. You actually do BETTER on the Green for restaurants and dining plus general travel that isn't hotels than you do on any of the Delta AMEX cards.

It still blows my mind that AMEX Platinum earns 5x for Delta and includes SkyClub access when you fly Delta (plus you could use the $200 airline benefit to defray baggage fees) and Delta's premier card only earns 3x- wouldn't you want YOUR cobrand airline card to always be top dog for earning miles when someone buys a ticket using that card? But I guess Chase and Amex have it figured out...

Anyways, unless you're really getting value on the MQD waivers/MQM, baggage fee waivers and 241 vouchers (which you certainly can, don't get me wrong), AMEX's cards are always at least even or better earners for DL SkyMiles than DL's own cards are... plus you're not locked into SkyMiles.

Charles Schwab AMEX Platinum NPSL | Amex Platinum (I know) NPSL | Amex Gold NPSL | First Tech FCU Choice Rewards World MC 35k | AMEX Marriott Bonvoy Brilliant 18k | AMEX Hilton Aspire 17.5k | Chase Southwest Priority Visa 15.5k | Bilt Rewards MC 14k | Capital One Venture X 13k | Fidelity VISA Signature 11.5k | Citi Custom Cash 11.9k | Citi Premier 8.9k | Chase Freedom Unlimited 9k | SoFi MC World Elite 8k | Barclays AAdvantage Aviator Red 8k | Capital One SavorOne 7.5k | Amazon/Synchrony 7.5k | Citi Custom Cash 6.9k | PayPal Synchrony MC 6.4k | DiscoverIt Cashback 5k | Hotels.com 5k | Apple Card 3k | Target 800 | Ch 13 filed 12/13 discharged as paid 1/19
Message 3 of 7
wasCB14
Super Contributor

Re: Ameriprise Gold AMEX converted to AMEX green


@notmyrealname23 wrote:

@Anonymous wrote:

I recently got my AMEX green card as a replacement for the discontinued Ameriprise Gold.  Lower annual fee, "upgrade now" offers on Gold and Platinum on the website.  I just haven't figured out whether it's worth keeping or not.  With air travel being "different" this year I'm starting to think I might do better accruing MR points instead of chasing Delta SkyMiles with my Delta Platinum and my wife's Delta Reserve.  

 

On a semi-side-note, I am NOT a fan of the sickly pale green color of this card...wasn't the old green card darker?  It also feels flimsy and "cheap".


You get 3x MR using Green to buy Delta tickets, which convert to 3x SkyMiles. Same as the Reserve and Platinum. You actually do BETTER on the Green for restaurants and dining plus general travel that isn't hotels than you do on any of the Delta AMEX cards.

It still blows my mind that AMEX Platinum earns 5x for Delta and includes SkyClub access when you fly Delta (plus you could use the $200 airline benefit to defray baggage fees) and Delta's premier card only earns 3x- wouldn't you want YOUR cobrand airline card to always be top dog for earning miles when someone buys a ticket using that card? But I guess Chase and Amex have it figured out...

Anyways, unless you're really getting value on the MQD waivers/MQM, baggage fee waivers and 241 vouchers (which you certainly can, don't get me wrong), AMEX's cards are always at least even or better earners for DL SkyMiles than DL's own cards are... plus you're not locked into SkyMiles.


When people spend a lot on Delta Reserve, they are usually focused on earning MQMs for upgrades. I certainly go for raw MRs...though Virgin Atlantic award space (at least before corona) could be tricky to find on popular routes.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 4 of 7
NRB525
Super Contributor

Re: Ameriprise Gold AMEX converted to AMEX green

at the risk of relegating this post to Smorgs, holders of the updated Green card have a special green See Through feature when you hold it up to the light...

 

Getting back on topic, I think MR make more sense when flying, and so I closed my Delta Reserve earlier this year, to focus on the Platinum / Gold / Green trifecta. Metal and flexible See-Through, the best combo. Smiley Happy 

 

AMEX Green green2.jpg

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 7
MrDisco99
Valued Contributor

Re: Ameriprise Gold AMEX converted to AMEX green

Yeah the higher end Delta cards are not so much for earning miles as they are for maintaining status.

 

MR points are better for earning miles, but you don't get status.

 

Depends on what's more important to you.  If you fly often, status can be much more valuable.  If you're just collecting miles so you can go on a big vacation someday, then MR points is probably better.

Message 6 of 7
Loquat
Moderator Emeritus

Re: Ameriprise Gold AMEX converted to AMEX green

Did they give you an opportunity to opt out? Reason I ask if because it would suck to have a card converted and then lose out on the potential sub if you ever wanted it in the future.
Message 7 of 7
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