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Amex 3x cli fail… again

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bigDEElight
Frequent Contributor

Re: Amex 3x cli fail… again

Join the "can't get an increase" club lol. For me, it's always my fico (which is always mysteriously old, despite CONSTANT recent soft pulls by AMEX AR). I'll give it a shot again next month.

EQ: 706 TU: 716 EX: 708
Total: $91,700 | 2016 Goal: $95K | Utilization: 8%
Message 11 of 19
taxi818
Super Contributor

Re: Amex 3x cli fail… again


@gtnitright wrote:

Today is my 61st day with my BCE card.  I want to pull the trigger but am afraid because I'm carrying a balance.  Has anyone else carried a balance and still got the 3x increase?   I'm also carrying a balance on some other recent cards due to some unforeseen health issues.   Do you think I should pull trigger now or wait until my cards are paid down.   


Have read many approvals with balance. One poster at 38% still got 3x cli. I would just pull trigger.  Get it over with. Unless you started with very hgh limit. 

Message 12 of 19
lord_kinbote
Established Contributor

Re: Amex 3x cli fail… again


@taxi818 wrote:

@gtnitright wrote:

Today is my 61st day with my BCE card.  I want to pull the trigger but am afraid because I'm carrying a balance.  Has anyone else carried a balance and still got the 3x increase?   I'm also carrying a balance on some other recent cards due to some unforeseen health issues.   Do you think I should pull trigger now or wait until my cards are paid down.   


Have read many approvals with balance. One poster at 38% still got 3x cli. I would just pull trigger.  Get it over with. Unless you started with very hgh limit. 


+1 Do it!

Message 13 of 19
Anonymous
Not applicable

Re: Amex 3x cli fail… again

Looks like my 61 Day CLI failed too...

 

 

Because I just got a CLI on my BSP in July. Smiley Tongue

Gotta wait until January now.

Message 14 of 19
taxi818
Super Contributor

Re: Amex 3x cli fail… again

What you mean failed? I don't think 61 days per card. I think across all accounts. So 180 days from last approval.
Message 15 of 19
Anonymous
Not applicable

Re: Amex 3x cli fail… again


@taxi818 wrote:
What you mean failed? I don't think 61 days per card. I think across all accounts. So 180 days from last approval.

Yeah, but they failed to tell me this at first. They went through the whole rigmarole of putting in a review with underwriting and a 48hr wait before finally telling me that It was denied due to my last AMEX anything CLI being in July. Smiley Frustrated

Message 16 of 19
taxi818
Super Contributor

Re: Amex 3x cli fail… again

Well you gained valuable knowledge now to help others. Smiley Happy

Message 17 of 19
Anonymous
Not applicable

Re: Amex 3x cli fail… again


@taxi818 wrote:

Well you gained valuable knowledge now to help others. Smiley Happy


Yeahyeahyeahyeah.

 

I was looking forward to a more practical limit on my ED seeing as my BSP is already at $12,000.

Message 18 of 19
Yoshi
New Visitor

Re: Amex 3x cli fail… again

I recently asked for a cli for the 61 days and I was approved.

 

However, I didn't ask for the full 3x because didn't want to go over 25K.

 

I also had a balance of almost 2K as well (Charged 6K during the first month). 

 

I say give it a try and good luck

Message 19 of 19
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