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Join the "can't get an increase" club lol. For me, it's always my fico (which is always mysteriously old, despite CONSTANT recent soft pulls by AMEX AR). I'll give it a shot again next month.
@gtnitright wrote:Today is my 61st day with my BCE card. I want to pull the trigger but am afraid because I'm carrying a balance. Has anyone else carried a balance and still got the 3x increase? I'm also carrying a balance on some other recent cards due to some unforeseen health issues. Do you think I should pull trigger now or wait until my cards are paid down.
Have read many approvals with balance. One poster at 38% still got 3x cli. I would just pull trigger. Get it over with. Unless you started with very hgh limit.
@taxi818 wrote:
@gtnitright wrote:Today is my 61st day with my BCE card. I want to pull the trigger but am afraid because I'm carrying a balance. Has anyone else carried a balance and still got the 3x increase? I'm also carrying a balance on some other recent cards due to some unforeseen health issues. Do you think I should pull trigger now or wait until my cards are paid down.
Have read many approvals with balance. One poster at 38% still got 3x cli. I would just pull trigger. Get it over with. Unless you started with very hgh limit.
+1 Do it!
Looks like my 61 Day CLI failed too...
Because I just got a CLI on my BSP in July.
Gotta wait until January now.
@taxi818 wrote:
What you mean failed? I don't think 61 days per card. I think across all accounts. So 180 days from last approval.
Yeah, but they failed to tell me this at first. They went through the whole rigmarole of putting in a review with underwriting and a 48hr wait before finally telling me that It was denied due to my last AMEX anything CLI being in July.
Well you gained valuable knowledge now to help others.
@taxi818 wrote:Well you gained valuable knowledge now to help others.
Yeahyeahyeahyeah.
I was looking forward to a more practical limit on my ED seeing as my BSP is already at $12,000.
I recently asked for a cli for the 61 days and I was approved.
However, I didn't ask for the full 3x because didn't want to go over 25K.
I also had a balance of almost 2K as well (Charged 6K during the first month).
I say give it a try and good luck