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Amex CL reallocation question

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Caught750
Valued Contributor

Amex CL reallocation question

Does Amex look poorly upon these? Namely will it impact my ability to get a CLI in several months? I'm not eligible until February but will likely put it off until March as my profile will improve and I'd like it to get UW before I ask as it would be an increase to potentially $12k. I'd be moving my limit from HH to my EDP. I plan to make PRG/EDP my daily drivers with the massive improvements to PRG coming.
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 1 of 6
5 REPLIES 5
simplynoir
Mega Contributor

Re: Amex CL reallocation question

Not at all especially that far out if you're not going to request a CLI for potentially six months.

Message 2 of 6
Caught750
Valued Contributor

Re: Amex CL reallocation question

It'll be 5 to 6 months for sure. Like I said I'm not even eligible until 2/13. I'd have 3 revolvers at the minimum with everything on EDP. I'm also contemplating closing a card or two. I picked up silly stuff before I was educated. BCE doesn't fit my goals and Delta doesn't work for me either.
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 3 of 6
K-in-Boston
Epic Contributor

Re: Amex CL reallocation question

No problems with reallocations whatsoever.  Also, can I have your SkyMiles if you're not using them?  Smiley Wink

Message 4 of 6
Caught750
Valued Contributor

Re: Amex CL reallocation question

If I could give them to you I would K! Turns out the internet lied and I should have talked to you guys first. Delta flights out of Philly take twice as long to get anywhere as AA flights. I'm going to give it a few months and start phasing out those two slowly. Maybe BCE at it anniversary then Delta on the same timeline.
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 5 of 6
Caught750
Valued Contributor

Re: Amex CL reallocation question

MR has become my currency of choice but AA is the preferred airline (best flights out of Philly). Took me a little while to iron it out but I finally figured out what works for me.
PERSONAL; Amex | AOD FCU | BBVA | BECU | Capital 1 | Chase | Citi | Discover | Key | NFCU | PSECU | SECU MD | Synchrony | US Bank
BUSINESS; Amex | Citi
F8 Current F8s ~750 Best Ever F8s ~775
TOTAL PERSONAL CL > $350k and TCL > $365k
Message 6 of 6
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