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I've been looking at the Amex Cli topic on here. Trying to see if I could figure this out myself. But I can't.
So my question is. If I was approved for my amex card 1-27-20 when will I be able to ask for a cli? My sl was 10,600.. I changed my payment date. So it pushed back when my next statement will cut. Which will be 3-2-20.
I'm just unsure of when I can ask for a cli... Thanks in advance.
You can ask for a cl whenever you want. Some, like myself have gotten one 2 weeks after opening. Most recommend trying after 61 days but its not set in stone. This isnt Navy that you must have 3 statement cuts. If you are going for a 3x and the 30k limit i hope you plan on using the limit or it could become a candidate for cld. Good luck Mad1
Thank you AverageJoe
I only wanted to bring my limit to about 20,000 I wanted to put a purchase on this card. And take advantage of the 0%apr but I didn't want to go over 15% of my available credit.
@AverageJoesCredit wrote:You can ask for a cl whenever you want. Some, like myself have gotten one 2 weeks after opening. Most recommend trying after 61 days but its not set in stone. This isnt Navy that you must have 3 statement cuts. If you are going for a 3x and the 30k limit i hope you plan on using the limit or it could become a candidate for cld. Good luck Mad1
You have to wait 60 days after your first card. If you get a second before asking for that CLI, you can ask for one immediately on that card. That being said, I asked for one on my Delta Platinum at 61 days and was denied for it being too soon. When I spoke to them on chat, I was told I had to wait 60 days on the new one. It may have been wrong information, or possibly, they're changing something internally.
So 60 days after my approval.. Or 60 days after I activated the card?
I would believe 60 days from approval. Just remember if you request and are denied, you have to wait 90 days to try again, not too bad a wait so...
Also is this your only Amex card?
Yes this is my only Amex card. I have some pre approvals.. But not for a card I want. So I'm going to wait.
@AverageJoesCredit wrote:You can ask for a cl whenever you want. Some, like myself have gotten one 2 weeks after opening. Most recommend trying after 61 days but its not set in stone. This isnt Navy that you must have 3 statement cuts. If you are going for a 3x and the 30k limit i hope you plan on using the limit or it could become a candidate for cld. Good luck Mad1
Spot on there. OP 61 days from 1/27/20 would be Saturday March 28 (yesterday) . So anywhere from that point on based on data points would be safe to ask, but there are valid points that waiting an extra day or two from that point can help.
Thank you so much. I will wait a lil longer.. Just to be on the date side.. lol