That's okay, honestly I can't blame them for wanting to check up on the people that they're lending money to. I was honest, actually I lowered my income to be safe. No worries about the F/R if they come knocking. I don't depend on cards anymore either so suspending the account won't be a problem.
The only reason that I applied for Amex is because I'm trying to get with some better lenders than Cap One and HSBC.