No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Not all of your charges will be eligible for Pay Over Time. From what I understand, the charge must be above $100. So anything lower has to be paid in full and cannot be floated.
IMO, it's kind of confusing, and if they're going to make the Gold a revolving product, they need to just go all the way. This charge/revolving hybrid thing is just weird. But, the way it is right now, it's best to just use the Gold card as strictly a charge card.
A regular credit card will not earn MR's with Amex Gold's categories. (Because there is no Gold credit card.)
I think it's for people who do not want charge cards but want the Gold and/or Plat rewards structure and benefits.