Amex Gold instead of Platinum for Daily Driver in an MR Setup

[KJinNC]

To politely and mildly challenge the  premise, I haven't seen discussion of the Gold Card as a daily driver when 1) we are talking about non-category spending and 2) the person saying this also has a Platinum Card. In fact, item #1 alone is enough: I have rarely if ever seen anyone say that they use the Gold Card for literally everything.

The reason people refer to it with words like "workhorse" is that most people buy groceries and/or dine out on a nearly daily basis. Those are probably the most common reasons people use credit cards.

If somebody only had a Gold Card, they could use it for everything and come out fine, but for credit nerds who populate this board, you are going to use Gold for dining and groceries, something else for gas, something else for Amazon, etc. JMO, but I might have missed something!

[redpat]

Gold is on top of my wallet and easy to get to why shuffle cards when you don't have to.  BRG is right behind it for gas.

Good point K-Boston, I just put Plat behind BRG.  Putting this 4th card in my wallet is weighing my down......Ink+ is there for staples and if someone doesn't take Amex.

[Anonymous]

If 30 round trips a year is "alot", then I do travel alot. I don't have plat. Math doesn't work out for me.

For me, Gold is not daily driver for non-cat, that would be DC or cfU. Gold is daily driver for food and grocery.

In fact, "daily driver" and "non-cat" is kinda mutually exclusive for me, my non-cat spending is large in amount, but few in occurrences, certainly not "daily activity".

[K-in-Boston]

FHM, I would definitely consider someone who can qualify for mid-tier elite status on segments alone as one who travels a lot. 😉

(Or higher tier if there are connecting flights of course.)

[kerplunk]

If you have a Platinum and Gold card, you should be able to use either and get the same rewards. You shouldn’t have to carry both, in my opinion.

Imagine having the Platinum, Gold, and Green, and only having to carry the Platinum in your wallet.

[Anonymous]

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@kerplunk wrote:
If you have a Platinum and Gold card, you should be able to use either and get the same rewards. You shouldn’t have to carry both, in my opinion.

Imagine having the Platinum, Gold, and Green, and only having to carry the Platinum in your wallet.

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What other card system does this?   As is often said, Green, Gold, Plat are NOT a hierarchy of Good, Better, Best (except in AF!) they have rather different benefits, unlike, say CSP/CSR where CSR is a better CSP at a higher price.

So the suggestion is like saying if I have a Chase Amazon, a Chase United card and the CSR, I should be able to carry one and get the maximum benefit on any transaction?   That would be nice, but no-one does that AFAIK.

[wasCB14]

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@Anonymous wrote:

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@kerplunk wrote:
If you have a Platinum and Gold card, you should be able to use either and get the same rewards. You shouldn’t have to carry both, in my opinion.

Imagine having the Platinum, Gold, and Green, and only having to carry the Platinum in your wallet.

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What other card system does this?   As is often said, Green, Gold, Plat are NOT a hierarchy of Good, Better, Best (except in AF!) they have rather different benefits, unlike, say CSP/CSR where CSR is a better CSP at a higher price.

So the suggestion is like saying if I have a Chase Amazon, a Chase United card and the CSR, I should be able to carry one and get the maximum benefit on any transaction?   That would be nice, but no-one does that AFAIK.

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I wonder if the rumored (or vaguely confirmed?) invite-only card (AF somewhere between Platinum and Centurion) will serve to "bundle" a few other cards into one.

[mkhan1093]

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@KJinNC wrote:

The reason people refer to it with words like "workhorse" is that most people buy groceries and/or dine out on a nearly daily basis. Those are probably the most common reasons people use credit cards.

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Fair point, I may have been incorrectly conflating "daily driver" and "workhorse" with non-category spend just because I figured people had more than food and groceries to buy day-to-day. And interesting theories about using Gold just because one happens to carry it and swipe it more frequently than the Platinum. My Platinum and Gold are in analogous places in different columns of the wallet so they're just equally easy to access so it must not have crossed my mind.

Now just need to make room for the BBP to get an actual good MR deal on non-category spend

[wasCB14]

One thing some people do is to put off-category spend on Platinum (for simplicity as well as protections) and then use that spend as leverage to get a nice retention offer.

[Anonymous]

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@K-in-Boston wrote:
FHM, I would definitely consider someone who can qualify for mid-tier elite status on segments alone as one who travels a lot. 😉

(Or higher tier if there are connecting flights of course.)

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TY.

Still gold this year, but will probably not qualified for Gold next year. I already stretched myself a bit in the fall 19 for Gold. I travel too light (I have no bags nor carry-ons on most of the trips) to use any of the Gold medallion benifits.

I'm gonna give AA a bit more love this year, since I got 160k AA miles. and frankly, I am so tired of layover at ATL, AA's direct flight is becoming more appealing to me (even though AAvailable airports are about 2 hours away).