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Amex Upgrade Question

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Moderator

Re: Amex Upgrade Question

Ok, my bad. Thanks for clarifying @ImTheDevil. I just didn't see the HH Aspire card as that type of product, but the others are more in line with regard to the CARD Act.
Message 11 of 18
Regular Contributor

Re: Amex Upgrade Question

I applied for the hilton ascend 3 days ago & got a 45k SL. So , something might b wrong with your report that Amex does not like ?



Message 12 of 18
Super Contributor

Re: Amex Upgrade Question


@furthur wrote:

I've tried a few times over the past year. I had a serious delinquincy a couple years ago that they do not like.

 

I have a Gold Delta Skymiles card that was approved the same day last year, also at 1k limit.

 


@FinStar wrote:

When it comes to [AmEx] revolver upgrades, the CL technically remains the same.  When did you last submit or request for a CLI?  If you had submitted any in the past, what was the reason for the decline?  Is this your only AmEx revolver?


 


Are you aware of the 90-day-from-decline rule? Amex has all these rules about CLI requests. One is that you can't get a CLI until 91 days after you've been declined for a CLI.


Total revolving limits 732500 (606000 reporting) 12/4/20 FICO 8 scores: EQ 715 TU 760 EX 735
Message 13 of 18
Community Leader
Senior Contributor

Re: Amex Upgrade Question

@FinStar, agreed completely and I should’ve differentiated more clearly up above. No I’m definitely a fan of Amex and don’t view them that way at all Smiley Happy


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 14 of 18
Valued Contributor

Re: Amex Upgrade Question


@furthur wrote:

I've tried a few times over the past year. I had a serious delinquincy a couple years ago that they do not like.


If possible, i would try to get those taken off with some Goodwill letters. 






Message 15 of 18
Regular Contributor

Re: Amex Upgrade Question

Yes please let us know your update. I'm thinking about getting the Ascend and then upgrading to the Aspire after 1 year. Hopefully an upgrade offer will be in the system by the time i'm ready. 

 

Also concerned that my thin profile will not get me the Ascend. My stats are below. No negatives on profile. 



In my wallet:


In my desk:
Message 16 of 18
Valued Contributor

Re: Amex Upgrade Question


@kudosalert wrote:

Yes please let us know your update. I'm thinking about getting the Ascend and then upgrading to the Aspire after 1 year. Hopefully an upgrade offer will be in the system by the time i'm ready. 

 

Also concerned that my thin profile will not get me the Ascend. My stats are below. No negatives on profile. 


Only way to find out is go check Amex Pre qualify for offers. 

https://www.americanexpress.com/us/credit-cards/check-for-offers




Message 17 of 18
Frequent Contributor

Re: Amex Upgrade Question

Is this one of the cards where Amex will give you the Card Number and a temporary CVV to use online and on devices? If so you can sign in to your account and determine if they gave you an increased credit limit.





Message 18 of 18
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