@Anonymous wrote:
@Anonymous wrote:The wife has great credit, around 800 with the only debt being an on time mortgage. Credit cards are paid in full. She had 20k with Amex everyday card and they lowered it to 3k. Nothing new in the reports they are in great shape.
they also slashed my brothers limit from 10k to 2500. He's never paid late either so it appears Amex may be protecting things
dont want to spread a false rumor since it could just be a coincidence, figured I'd ask if anyone else had it happen the past few days?
This is interesting. I posted about Amex removing all my pre-quals for their cards (just yesterday). Nothing in my credit profile has changed, in fact, my score has actually gone up since my first card. I use to be pre-approved for all the co-branded cards and now I have the "expand your membership" message on all cards.
Maybe this is related. Mostly likely they've tightned their purse strings and are going conservative with existing credit and new applications.
Interesting. This made me check and my preapproval are still there.
@Anonymous wrote:
@seattletravels wrote:
@Anonymous wrote:
@Anonymous wrote:The wife has great credit, around 800 with the only debt being an on time mortgage. Credit cards are paid in full. She had 20k with Amex everyday card and they lowered it to 3k. Nothing new in the reports they are in great shape.
they also slashed my brothers limit from 10k to 2500. He's never paid late either so it appears Amex may be protecting things
dont want to spread a false rumor since it could just be a coincidence, figured I'd ask if anyone else had it happen the past few days?
This is interesting. I posted about Amex removing all my pre-quals for their cards (just yesterday). Nothing in my credit profile has changed, in fact, my score has actually gone up since my first card. I use to be pre-approved for all the co-branded cards and now I have the "expand your membership" message on all cards.
Maybe this is related. Mostly likely they've tightned their purse strings and are going conservative with existing credit and new applications.
Interesting. This made me check and my preapproval are still there.
That's awesome. Wonder what changed for me. Score actually went from Fair to Good category (661 to 671) and no other changes to current Delta Gold usage.
That's a great improvement! I'm so interested in your journey with Amex. Lol
@seattletravels wrote:
@Anonymous wrote:
@seattletravels wrote:
@Anonymous wrote:
@Anonymous wrote:The wife has great credit, around 800 with the only debt being an on time mortgage. Credit cards are paid in full. She had 20k with Amex everyday card and they lowered it to 3k. Nothing new in the reports they are in great shape.
they also slashed my brothers limit from 10k to 2500. He's never paid late either so it appears Amex may be protecting things
dont want to spread a false rumor since it could just be a coincidence, figured I'd ask if anyone else had it happen the past few days?
This is interesting. I posted about Amex removing all my pre-quals for their cards (just yesterday). Nothing in my credit profile has changed, in fact, my score has actually gone up since my first card. I use to be pre-approved for all the co-branded cards and now I have the "expand your membership" message on all cards.
Maybe this is related. Mostly likely they've tightned their purse strings and are going conservative with existing credit and new applications.
Interesting. This made me check and my preapproval are still there.
That's awesome. Wonder what changed for me. Score actually went from Fair to Good category (661 to 671) and no other changes to current Delta Gold usage.
That's a great improvement! I'm so interested in your journey with Amex. Lol
Is that because all I post about is Amex? Hah. My goal to take another shot at the Amex Gold was begining of April. It would have been 90+ says since my last Amex Gold denial. Also, March 18th a old capital one account that is showing 4 lates from 7 years ago was due to fall off my Experian report. So I'm waiting for that too.
The Gold had disappeared from my list of cards for a while. They prob took it away because I applied and denied so much. But it's back now as of 10 days ago. So that's encouraging.
But now with all the recent economic climate I bet Amex is using some stricter underwriting. So I might wait more. 
Yes! I'm so looking forward your Gold approval! And your 3x on your Delta!
@Anonymous wrote:
@Anonymous wrote:The wife has great credit, around 800 with the only debt being an on time mortgage. Credit cards are paid in full. She had 20k with Amex everyday card and they lowered it to 3k. Nothing new in the reports they are in great shape.
they also slashed my brothers limit from 10k to 2500. He's never paid late either so it appears Amex may be protecting things
dont want to spread a false rumor since it could just be a coincidence, figured I'd ask if anyone else had it happen the past few days?
This is interesting. I posted about Amex removing all my pre-quals for their cards (just yesterday). Nothing in my credit profile has changed, in fact, my score has actually gone up since my first card. I use to be pre-approved for all the co-branded cards and now I have the "expand your membership" message on all cards.
Maybe this is related. Mostly likely they've tightned their purse strings and are going conservative with existing credit and new applications.
Same here for my DW, she always had a Platinum Pre-Qual, and its gone.
