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Amex offered an upgrade

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chhull00
Frequent Contributor

Amex offered an upgrade

Amex offered me an upgrade on my ED to EDP,  will they hp my credit and will it be the same account age wise and so forth, i like the idea of 50% on 30 transactions to gain alot of MR points and will they offer me bonus for that card too, yall let me know, if you have done this too or know more details about this, and also thanks in advance if you can help me decide, not really worried about the AF that much , Amex has been good to me,Smiley LOLHeart

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Message 1 of 10
9 REPLIES 9
LittleSal
Frequent Contributor

Re: Amex offered an upgrade

No HP.

I upgraded from BCE to BCP and everything stayed the same. Card number and age don’t change. Very easy upgrade. They just send out a new card.
Message 2 of 10
Floyduda
New Contributor

Re: Amex offered an upgrade

I upgraded BCE to BCP, no hp and yes the account age will be the same. If the upgrade works for you, click the button and you're good to go.....






Message 3 of 10
wasCB14
Super Contributor

Re: Amex offered an upgrade


@chhull00 wrote:

Amex offered me an upgrade on my ED to EDP,  will they hp my credit and will it be the same account age wise and so forth, i like the idea of 50% on 30 transactions to gain alot of MR points and will they offer me bonus for that card too, yall let me know, if you have done this too or know more details about this, and also thanks in advance if you can help me decide, not really worried about the AF that much , Amex has been good to me,Smiley LOLHeart


Are you saying they are offering you some extra points to upgrade, like 15k or 20k for $1k spend or whatever?

 

Or are you asking if you'd still be eligible for a bonus on EDP if you applied for EDP as a new account?

 

No HP for the upgrade. Probably no HP for a new account.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 4 of 10
chhull00
Frequent Contributor

Re: Amex offered an upgrade


@wasCB14 wrote:

@chhull00 wrote:

Amex offered me an upgrade on my ED to EDP,  will they hp my credit and will it be the same account age wise and so forth, i like the idea of 50% on 30 transactions to gain alot of MR points and will they offer me bonus for that card too, yall let me know, if you have done this too or know more details about this, and also thanks in advance if you can help me decide, not really worried about the AF that much , Amex has been good to me,Smiley LOLHeart


Are you saying they are offering you some extra points to upgrade, like 15k or 20k for $1k spend or whatever?

 

Or are you asking if you'd still be eligible for a bonus on EDP if you applied for EDP as a new account?

 

No HP for the upgrade. Probably no HP for a new account.

No they offered upgrade on my ED, i was wondering if there was a spend bonus on the new preffered card if i upgraded it has anyone experienced this same situation or even a hp to do this


 

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Message 5 of 10
wasCB14
Super Contributor

Re: Amex offered an upgrade

BCP offerBCP offer

An upgrade offer I have. When there's a bonus involved, they tend to be pretty clear about it.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 6 of 10
LittleSal
Frequent Contributor

Re: Amex offered an upgrade

Ya they do! 😎
Message 7 of 10
Anonymous
Not applicable

Re: Amex offered an upgrade

I recently upgraded bce to bcp for 250 dollar bonus. I got a new card with the same number but a different expirations date and 4 digit verification code.
Message 8 of 10
NRB525
Super Contributor

Re: Amex offered an upgrade

The language on the upgrade offers is clear. They specify no HP and no change to account number.

They also specify if they are offering you a bonus to upgrade. If there is no bonus stated, you will not get any bonus, and would most likely not be eligible for a SUB later if you closed the upgraded account and apped.

So unless you are offered a bonus, I would hold off on the upgrade.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 9 of 10
chhull00
Frequent Contributor

Re: Amex offered an upgrade


@NRB525 wrote:
The language on the upgrade offers is clear. They specify no HP and no change to account number.

They also specify if they are offering you a bonus to upgrade. If there is no bonus stated, you will not get any bonus, and would most likely not be eligible for a SUB later if you closed the upgraded account and apped.

So unless you are offered a bonus, I would hold off on the upgrade.

I will thanks for your help


 

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Message 10 of 10
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