Amex offers question

[rgd51]

I'm new to Amex and when I was reading the terms and conditions of an Amex offer it listed the following below. The offer was spend $50 get $10 back as a statement credit. The total I spent was $57.38 so based on the way the below language reads do I not get the statement credit? After the statement credit the total will be $47.38. Does this offer mean I really need to spend $60 to get it or is it saying I only earn cash back on the $47.38 rather than the full amount I paid?

Any benefit earned from this offer is in addition to the rewards (i.e. Membership Rewards or cash back) earned as part of your existing Card benefits, but your ability to earn spend-based rewards for the purchase will be based on the amount after any statement credit or other discount is applied.

[Dadof31978]

No need to overcomplicate this or make it harder than it needs to be. If the amount charged is at least $50, you will see a $10 credit. 

[rgd51]

Well the way that section is worded is head spinning. By amount charged is that subtotal amount before tax or the total amount counting sales tax? Do I earn cash back on the entire amount i charged?

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[Dadof31978]

you are making this very difficult...amex in 99% of cases (most don't have L3 reporting) sees one #, the total amount charged...that's including tax.

By amount charged is that subtotal amount before tax or the total amount counting sales tax? Total amount counting sales tax

Do I earn cash back on the entire amount i charged? Yes

[rgd51]

This is the first time I've ever used an Amex offer. What does the following disclaimer mean when it says something of "spend based"?

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[Gunnerboy]

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@rgd51 wrote:

This is the first time I've ever used an Amex offer. What does the following disclaimer mean when it says something of "spend based"?

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To me, that term always meant "a purchase using the card", as opposed to redeeming that with points.

[Jnbmom]

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@rgd51 wrote:

This is the first time I've ever used an Amex offer. What does the following disclaimer mean when it says something of "spend based"?

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It's a "spend based reward" meaning you spend whatever the amount is to get the reward 

[rgd51]

What other statement credit or discount would they be referring to? Sorry for all the questions, this is my very 1st Amex card.

[FinStar]

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@rgd51 wrote:

What other statement credit or discount would they be referring to? Sorry for all the questions, this is my very 1st Amex card.

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Any benefit earned from this offer is in addition to the rewards (i.e. Membership Rewards or cash back) earned as part of your existing Card benefits, but your ability to earn spend-based rewards for the purchase will be based on the amount after any statement credit or other discount is applied.

In a nutshell, specific to the bolded section, you'll only earn points/rewards or cashback on the adjusted amount after any statement credit or any discounts as applicable. Using your example, if you spent $57.38, you'll only earn rewards/points/cashback on the net amount of $47.38 after the $10 statement credit is applied.

[rgd51]

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@FinStar wrote:

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@rgd51 wrote:

What other statement credit or discount would they be referring to? Sorry for all the questions, this is my very 1st Amex card.

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Any benefit earned from this offer is in addition to the rewards (i.e. Membership Rewards or cash back) earned as part of your existing Card benefits, but your ability to earn spend-based rewards for the purchase will be based on the amount after any statement credit or other discount is applied.

In a nutshell, specific to the bolded section, you'll only earn points/rewards or cashback on the adjusted amount after any statement credit or any discounts as applicable. Using your example, if you spent $57.38, you'll only earn rewards/points/cashback on the net amount of $47.38 after the $10 statement credit is applied.

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Is that usually how it works with Amex offers? As in where I just need to spend $50 to get the $10 statement credit but I only earn cash back on the $47.38? Chase doesn't seem to do that with their offers as they've always given me cash back on the whole amount but chase offers are also usually lower dollar amounts so each has their pros.