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Amex prequal


Amex prequal

I use Amex's My Credit Guide and today my FIRST ever prequalified offer showed up!! Woot woot 😁. I'm not gonna app for it. It's a Delta sky miles gold w/99$ AF. But seeing the offer is validation for me !!

Message 1 of 9
Established Contributor

Re: Amex prequal


I agree it is a great feeling to finally see the offer!! Congrats!!


I finally got the offer for a Hilton and Delta card a few weeks ago after checking for months (and months, and months lol)!! Like you, I didn't go for it but it sure felt like I was making progress on my build!! Smiley Happy

Message 2 of 9
Legendary Contributor

Re: Amex prequal

Grats on your Amex offers.

Message 3 of 9
Mega Contributor

Re: Amex prequal

Congratulations on your prequal offer!
Message 4 of 9
Established Contributor

Re: Amex prequal

I’m clueless. What is the Amex My Credit Guide? Congrats on the pre-approval.

Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021
Goal Scores: 700 across all three
Message 5 of 9
Community Leader
Mega Contributor

Re: Amex prequal

@BmoreBull wrote:
I’m clueless. What is the Amex My Credit Guide? Congrats on the pre-approval.

It's a credit monitoring tool similar to what discover and chase offer.

Message 6 of 9
Valued Contributor

Re: Amex prequal

My Credit Guide is where they show your Credit Score

one of the tabs says Offers. that is where they list all their available cards and any pre quals

Dec 16/2019. EX. 721. EQ. 723. TU 746
Dec 29/2020 EX. 729 EQ. 723 TU 746
Dec 29/2021 EX. 734 EQ. 739 TU 746
Dec 29/2022 EX. 708 EQ. 665 TU 706
Inq. EX 0 EQ 6 TU 4 - - CC 3x24, 1x12
Amex BCP $32k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Boundless $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $25.5k - PFCP - $13k - PayBoo - $11.6k - Penfed Gold - $12.5k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $8k
Message 7 of 9
New Contributor

Re: Amex prequal

I signed up for AMEX My Credit Guide as well. It seems they use TransUnion Vantage 3.0, which is what CK uses. 

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Take the myFICO Fitness Challenge 2020!

Message 8 of 9

Re: Amex prequal

I only use My Credit Guide for the prequal. I figured it would be easier than stalking their prequal page everytime. Plus I like the way they lay out the report. Stats if anyone is wondering ex 664 tu 660 eq 664 40%uti 1 collection medical 2014. A few lates over 4 years old. 

Message 9 of 9
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