I'm about to call in on my amex plat card. My payment due date is today (actually scratch that its due 10/9 so I have a few more days to ponder) and the AF is the only money I owe. I have not decided if I am going to keep the card but I will call in and see the retention offer. A couple of questions. Is the please pay by date the actual due date? I kinda remember reading somewhere it isn't the actual deadline. Secondly., how can I move my points from the plat card over to one of my other Amex MR cards? Can I do this online? I don't see an option to combine the points. Is it done automatically or do I need to request that when closing the card?
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I would personally pay by the please pay date. I feel like I've read conflicting info on whether it is the actual due date or not. I just pretend it is 
Any points I get with my PRG and my EveryDay are aturomatically combined.
@Anonymous wrote:I would personally pay by the please pay date. I feel like I've read conflicting info on whether it is the actual due date or not. I just pretend it is
Yea, for some reason my everyday card and amex plat have different Amex MR account numbers. I ended up calling in to the membership reward people nad having my points manually moved from the plat over to the everyday card. This way if I do not get a good enough offer I can simply close the card on the spot. At minimum I would need an offer of 25k to justify keeping the card. I don't feel like paying the AF, but since I am trying to build up my Amex point balance again it would make sense to take the points. Plus I will get the airline credit in Jan which will take the sting oiut of the AF as well.
@Open123 wrote:For charge cards, your payment is only considered "late" if received AFTER the closing date, not the due date.
*Edited* PS - For Personal Plats, there are tons of excellent retention offers available for the asking. 25K MR, 50K MR, $200 credit, etc...Bus Plats are not as generous, but they do have some too.
I called today and the offer they had for me was 20k pts or $150. There was also going to be a spend requirement to get that, so I closed the card. I would have taken the 25k points if they offered it, but the reality is I had very little use for the benefits, since I am keeping the prestige for another year. When the business version of the plat has a great signup offer for a reasonable amount of spend I will move on that.
@beautifulblaquepearl wrote:
@red259 wrote:
@Open123 wrote:For charge cards, your payment is only considered "late" if received AFTER the closing date, not the due date.
*Edited* PS - For Personal Plats, there are tons of excellent retention offers available for the asking. 25K MR, 50K MR, $200 credit, etc...Bus Plats are not as generous, but they do have some too.
I called today and the offer they had for me was 20k pts or $150. There was also going to be a spend requirement to get that, so I closed the card. I would have taken the 25k points if they offered it, but the reality is I had very little use for the benefits, since I am keeping the prestige for another year. When the business version of the plat has a great signup offer for a reasonable amount of spend I will move on that.
What was the spend requirement for 20K points?
I don't know. I just know he mentioned there was one I think I have seen in the past its 3k. I wasn't interested in finding out because I had decided before I called that if they offered less than 25k points I was closing the card. I was on the fence with 25k points and no spend requirement even, but in the end I decided I would keep the card if that was the offer.
