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@redpat wrote:
@myjourney wrote:Plat app probably got them looking
One of my first questions was
"Did you make any questionable purchases to get the bonuses?"
Sorry you've been labeled and it will be hard to overturn especially when they're looking hard now due to being burnt by others
100k Plat saw
Spend made in days bonus paid out then transferred out to FF programs and closed
Collect $200 air credit
In less than a week
Amex is pissed and I would advise all to lay low
Amex really hates this stuff, paypal is taboo!
Sure is and 6k
Flag went up conplete with warning lights and sounds
@Strogen wrote:
@Anonymous wrote:I'm thinking it was the Paypal charges
Probably... at least I got a $500 gift card out of all this. very thankful I did that yesterday and didnt save up the points like I normally do.
As for my HHonors points, I still have them in my HHonors rewards account. can Amex take these back? Should I be cashing these out for gift cards so I dont loose them?
$150 in gift cards beats zero HHonors points.
I think your HHonors points should be ok since they were already credited to your awards account prior to all this, but I've never gone thorugh this so I can't say for sure. As for getting the accounts reinstated, this will be tough, but if you call them and PIF what you owe there could be a chance (a slim one though). You'll probably have to have a good explanation for those Paypal charges though, because I believe this is the reason your cards were cancelled as opposed to just having your charging privileges suspended. Good luck!
@myjourney wrote:
@redpat wrote:
@myjourney wrote:Plat app probably got them looking
One of my first questions was
"Did you make any questionable purchases to get the bonuses?"
Sorry you've been labeled and it will be hard to overturn especially when they're looking hard now due to being burnt by others
100k Plat saw
Spend made in days bonus paid out then transferred out to FF programs and closed
Collect $200 air credit
In less than a week
Amex is pissed and I would advise all to lay low
Amex really hates this stuff, paypal is taboo!
Sure is and 6k
Flag went up conplete with warning lights and sounds
I'm sorry OP but I can hear the sirens going off in their "fraud" alert center and people getting up and running towards the emergency...you know like they do in the movies
@myjourney wrote:And to answer your question any points that haven't been moved
Please sit down
ARE GONE INCLUDING CASHBACK
I had 156 MR points after spending the 50K MR on a 500 gift card yesterday. I used it at home depot immediately.
Now, I have like 90K HHonors points in my HHonors account. Are these in danger?
An incredibly informative thread...
An even $4000 PayPal transaction screams red flag. What was that for?
@Anonymous wrote:Okay, I'm lost. Why is everyone saying paypal is the culprit? Is this something we need to stay away from with Amex?
Paypal is a known conduit for fraud. That is the primary reason for Amex not liking Paypal.
@Anonymous wrote:An even $4000 PayPal transaction screams red flag. What was that for?
He was swiping strippers at the local gentlemen's club ...the girls split it 4 ways LOL
I'm sorry OP but that's what came to mind. I'll stop now
@Strogen wrote:
@myjourney wrote:And to answer your question any points that haven't been moved
Please sit down
ARE GONE INCLUDING CASHBACK
I had 156 MR points after spending the 50K MR on a 500 gift card yesterday. I used it at home depot immediately.
Now, I have like 90K HHonors points in my HHonors account. Are these in danger? No if they have already been credited Amex can't touch them
But any MR and cashback left are gone sorry
This is their way of getting some redemption and sad to say it will be awhile before Amex will take you back if they ever do
This 100k Plat thing is bad and we may see new rules and policing from this ....trust me
@Anonymous wrote:An even $4000 PayPal transaction screams red flag. What was that for?
Next to the paypal transactions it says most of my name so theres pretty much no getting out of this. I have two paypal accounts and paypal must know they are both mine as my social is on both. One for paypal credit one for paypal mastercard.
I send money to myself if I ever need to using a credit card, its cheaper than a straight up cash withdrawl(and also has no limit like a cash withdrawl limit) and can also be used to meet spend requirments.
I guess I got burned hard.