Another Walmart Thread

Booner72 · ‎09-03-2011

What date do they update the new TU score? Thanks,

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720

Anonymous · ‎09-03-2011

They update mine on the 11th of every month.

Booner72 · ‎09-03-2011

Do you think you signed up on the 11th? Or do you think the 11th is when the new scores post for everyone? THANKS!

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720

coldnmn · ‎09-03-2011

It says they posted mine on the 11th of the month. They pulled it on the 4th. If I remember right it wasn't posted on mine until 10 business days after it was pulled. So that would make it around the 17th.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Booner72 · ‎09-03-2011

Has anyone gotten confirmation yet that it is the TU04? I read every line on everything looking and couldn't find which scoring model used. I'd still bet money it's the TU04. What else COULD it be?

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720

Booner72 · ‎09-03-2011

Hey real quick - do you guys think that 8 revolving accounts is too many for FICO ?

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720

AndySoCal · ‎09-03-2011

Per the Moderators its FICO Next Gen

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 07/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo

GregB · ‎09-03-2011

@AndySoCal wrote:
Per the Moderators its FICO Next Gen

You can be absolutely sure it is NOT either of the FICO Next Gen scores.

GregB · ‎09-03-2011

@Booner72 wrote:
Has anyone gotten confirmation yet that it is the TU04? I read every line on everything looking and couldn't find which scoring model used. I'd still bet money it's the TU04. What else COULD it be?

It COULD be a lot of different TU FICO scores.

We THINK it isn't TU FICO Classic 98 since there have been several careful people who have pulled that score and it doesn't match. I see some comments about a delay between the day pulled and the day posted on Walmart so I'm not sure we can be sure that statement is 100% accurate. So what, are we 99% sure?

We know it isn't either of the TU Fico Next Gen scores because the range doesn't match. I believe it says the score range is 300-850. The problem is the 300-850 range is quoted by FICO for all "Classic" scores, everything that ISN'T Next Gen. In actuality, we should say 300ish to 850ish because there is only ONE TU FICO score that has exactly the range of 300-850 and that is the TU FICO 8 Mortgage Score,

That still leaves the other 18 FICO scores that are offered by TU.

I still think the best GUESS is TU FICO Classic 04 or one of the BankCard Industry Scores.

GregB · ‎09-03-2011

@Booner72 wrote:
Hey real quick - do you guys think that 8 revolving accounts is too many for FICO ?

I don't know what you mean by "too many". I had a high 700 score with 18 Revolving on my reports.

There is an issue that appears sometimes with "too many accounts with balances".