No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:
I got an auto cr from 700 to 1400 last month. I have a question. from the posts it seems like you have a physical card. I never got one. it's just virtual for me for PayPal payments. am I missing a card I should have?
i got a physical card with an account number on it, sort of like the amazon card... just a peice of paper.
I have had my account for 4 years. I started with a $600 CL. At about the 6 month or so mark, they started a series of CLDs, until I was eventually down to about $160. For two years I was never approved for a CLI, then I started getting $25-$75 increases. About 8 or so months ago, I received a pretty large increase to get me to a CL of $1800. After that my "Request Increase" button disappered, and it is still gone. I have no idea what happened.
I just got a $1000 CLI after having the Smart Connect for 9 months. If you go through their Smart Connect phone number it will ask how much you want to raise it, just give them a really high number like 5000 (I told them 2000) and it will make a counter-offer.
The 4 month increase seems to work fairly well. Mine went from $400 to $500 to $1500 to $3000. Each increase was right around the 4 month mark. I think the luv button online is gone for GE accounts and now requires a call in to the automated system. Luckily, it's still a soft pull and they will counteroffer. I asked to be bumped to $4,000 and they declined but came back with $3,000. Not sure what the ceiling is for the PPSC account.
I typically use the card for small purchases to keep it active and pay in full.