Anybody get a cli from fnbo lately??

[eazy454]

Anybody get a cli from fnbo lately? Which card do you have, and what limit?

[gdale6]

Yep, their Discover card, 1.5k to 1.9k was automatic.

[eazy454]

How long did you have the card before the auto increase?

[gdale6]

11 months from open, I have never used it for a purchase and only used it for their 0% BT offer for 1 yr. The CLI came 2 days after I paid off the BT. This is the second card I have from them I have their AMEX as well and never got a CLI on it until I called in at the 1 yr mark, it went from 1.5 to 6.5K without a HP. The bank is a conservative lender, also if you ask for the CLI via the website it is from what I have read on the forums a HP, if you call in they either review based on info they have on file or do a SP.

[myjourney]

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@eazy454 wrote:

Anybody get a cli from fnbo lately? Which card do you have, and what limit?

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Dec 5 2800 CLI Wooo Hooo SP

Amex 

[jamesdwi]

two in CLI's in the last 6 months

from 7500, to 9600

and from 9600 to 11900. making it my highest CL.

[eazy454]

@ Jamesdwi

You got two increases in the last six months? Did they HP you for one or both? I usually  get a cli with a SP every 4 months.

[jamesdwi]

first was SP, i called and asked if they had any CLI's for the account.  Second was an Auto-CLI.

maybe it was 8 months, but it seemed quicker than that.

[jamesdwi]

first was SP, i called and asked if they had any CLI's for the account.  Second was an Auto-CLI.

maybe it was 8 months, but it seemed quicker than that.

[myjourney]

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@eazy454 wrote:

Anybody get a cli from fnbo lately? Which card do you have, and what limit?

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Thought I would add just in case you didn't know 

You can call FNBO every 3 months and ask if you have any pre-approved CLI's (SP)

They will ask you 2 questions 

Income and mortgage or rent amount 

Easy as 1-2 

Good luck