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Anybody recently request a CLI on a USAA Amex ?

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p-
Valued Contributor

Anybody recently request a CLI on a USAA Amex ?

I have had my USAA Amex for over 6 months and am ready to ask for a CLI.  When I got the card, they issued me a 3k limit, and it was my highest at the time.  Now it is the third highest, and I would like to see it break 10k.  

 

Has anyone here requested a CLI from them?  Was it a hard pull, or soft?  Did you call or just email them?

 

Thanks,

Message 1 of 17
16 REPLIES 16
RockinRay
Valued Contributor

Re: Anybody recently request a CLI on a USAA Amex ?


@p- wrote:

I have had my USAA Amex for over 6 months and am ready to ask for a CLI.  When I got the card, they issued me a 3k limit, and it was my highest at the time.  Now it is the third highest, and I would like to see it break 10k.  

 

Has anyone here requested a CLI from them?  Was it a hard pull, or soft?  Did you call or just email them?

 

Thanks,


I called them about 6 months ago and was told it would be a hard... Not much help here but that is what I was told.

Ray

** Every Card has a Job, and Every Card does its Job **
Message 2 of 17
p-
Valued Contributor

Re: Anybody recently request a CLI on a USAA Amex ?


@RockinRay wrote:

@p- wrote:

I have had my USAA Amex for over 6 months and am ready to ask for a CLI.  When I got the card, they issued me a 3k limit, and it was my highest at the time.  Now it is the third highest, and I would like to see it break 10k.  

 

Has anyone here requested a CLI from them?  Was it a hard pull, or soft?  Did you call or just email them?

 

Thanks,


I called them about 6 months ago and was told it would be a hard... Not much help here but that is what I was told.




 

Did you do it?

Message 3 of 17
laz98
Senior Contributor

Re: Anybody recently request a CLI on a USAA Amex ?

Will USAA jump your limit by that much?

Message 4 of 17
RockinRay
Valued Contributor

Re: Anybody recently request a CLI on a USAA Amex ?


@p- wrote:

@RockinRay wrote:

@p- wrote:

I have had my USAA Amex for over 6 months and am ready to ask for a CLI.  When I got the card, they issued me a 3k limit, and it was my highest at the time.  Now it is the third highest, and I would like to see it break 10k.  

 

Has anyone here requested a CLI from them?  Was it a hard pull, or soft?  Did you call or just email them?

 

Thanks,


I called them about 6 months ago and was told it would be a hard... Not much help here but that is what I was told.




 

Did you do it?



No, my CL with them is $25k so I felt not worth the HP...  Smiley Tongue

Ray

** Every Card has a Job, and Every Card does its Job **
Message 5 of 17
score_building
Senior Contributor

Re: Anybody recently request a CLI on a USAA Amex ?

called for a CLI a few days ago after having their Amex for >12 months, it was a HP on EQ for an increase to 21K.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 6 of 17
p-
Valued Contributor

Re: Anybody recently request a CLI on a USAA Amex ?


@score_building wrote:

called for a CLI a few days ago after having their Amex for >12 months, it was a HP on EQ for an increase to 21K.


Nice; what was your CL before that?  And how are your ficos?

 

Thanks,

Message 7 of 17
score_building
Senior Contributor

Re: Anybody recently request a CLI on a USAA Amex ?


@p- wrote:

@score_building wrote:

called for a CLI a few days ago after having their Amex for >12 months, it was a HP on EQ for an increase to 21K.


Nice; what was your CL before that?  And how are your ficos?

 

Thanks,


Yep, USAA has been really good to me for both banking and credit products, was previously around13K, FICO in the 750s. GL!

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 8 of 17
CS800
Super Contributor

Re: Anybody recently request a CLI on a USAA Amex ?


@score_building wrote:

Yep, USAA has been really good to me for both banking and credit products, was previously around13K, FICO in the 750s. GL!


Your score says it all Smiley Happy

 

I have a USAA AMEX and would not try for a CLI for another year with them.




Message 9 of 17
drkaje
Senior Contributor

Re: Anybody recently request a CLI on a USAA Amex ?

I was told (by a CS) that they automatically review at 6 months. She said use the card, PIF, and they'll be looking.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 10 of 17
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