Anyone Get around Chase hard pulling for recon?

[lonno925]

Has anyone called to chase for recon and not had them do a second hard pull? I called 20 minutes after my app and they still wanted to do a hard pull. That was basic customer service since backdoor lines are closed. Will I have better luck with those? I asked for 5600 dollar balance transfer and got 1000 dollar limit. Not to happy would like to recon but dont know if it is worth it. 

[hizzaah]

Call backdoor on Monday.. I was denied, but was able to recon for my approval with only one HP

Just saw you're looking for higher limit on an approval. No experience with that. I'd still try backdoor though. They do HP for CLI's so that may be what the front line was trying to do. Good luck

[09Lexie]

Chase is known to be hp happy ie recons and CLI's. Chances of you receiving a 5x CLI  are probably slim but if you have the HP's to spare, give it a try. 

[lonno925]

I am not looking for a 5x increase. I am ok with getting another 1000. Basically what I can get then I will ask them to take that push half my freedom limit to the slate if possible. I never put more that 1500 on it then pay it down as it is my daily spender. normally 3 payments per month go there. 

[Tony275]

Not me :[ took a HP for no reason on my Chase Slate recon to try for a bigger limit. Stupid stupid stupid me.

[09Lexie]

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@lonno925 wrote:

I am not looking for a 5x increase. I am ok with getting another 1000. Basically what I can get then I will ask them to take that push half my freedom limit to the slate if possible. I never put more that 1500 on it then pay it down as it is my daily spender. normally 3 payments per month go there. 

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I said 5x because your OP mentioned a $5600 bal transfer.  Tbh, you might get $1k or less ESP if your util is high on your current cc's. 

[emptypockets]

I recently (this month) re-conned my limit on a IHG card withouth a HP. They said it would be a HP, but did not do the pull. They did a double pull (EX and EQ) to approve the card. I suspect that is why the did not do another pull. 

[JLK93]

I successfully reconned United Explorer without a second HP.

If you do get 2 HP's in 1 day, you could always call Experian and point out very nicely that you noticed that there might be a duplicate inquiry on your credit report.

[Creditaddict]

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@lonno925 wrote:

Has anyone called to chase for recon and not had them do a second hard pull? I called 20 minutes after my app and they still wanted to do a hard pull. That was basic customer service since backdoor lines are closed. Will I have better luck with those? I asked for 5600 dollar balance transfer and got 1000 dollar limit. Not to happy would like to recon but dont know if it is worth it. 

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If you have anyway to see if they did 2 pulls for th approval then you can recon and it won't be another pull even if they say like another person mentioned because they already did 2 pulls... but if you were approved just on 1 pull and you recon CL, they will pull a different report.  I think based on your other limits I would try for it and tell them you want to bt $5600 and see just how much they can raise it and then, not before then, move some of your freedom line if you have to but I would try at least once iwth backdoor analyst for the cli on it's own with no moving of lines.