cancel
Showing results for 
Search instead for 
Did you mean: 

Anyone experience this before with NFCU?

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Contributor

Anyone experience this before with NFCU?

Hey everybody! I submitted 4 BT on my NFCU (Discover, Cap1, Altura CU, US Bank) on 11/28 and they were pending there earlier along with a ATT payment on 11/28 and a Gas purchase on 11/28 and now they’re all gone, Bt and purchases.


Odd.. cause a purchase made 30 minutes ago on Amazon shows as pending.

Message 1 of 12
11 REPLIES 11
Regular Contributor

Re: Anyone experience this before with NFCU?

Yes this is normal with NFCU.  The systems update at night, so should show up the next day or on Monday.

Message 2 of 12
Super Contributor

Re: Anyone experience this before with NFCU?

^  What he said.  Smiley Happy

Last inquiry 31 January 19. Going for Gold!

Zero percent financing is where the devil lives...
Message 3 of 12
Valued Contributor

Re: Anyone experience this before with NFCU?

Anyone know if they’re sent electronically or via paper check?.

They showed up this morning as posted!
Message 4 of 12
Valued Contributor

Re: Anyone experience this before with NFCU?

Good that they showed up. I've see this happen with just regular payments before. I guess when the system updates, the info displayed can be off at times.
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 5 of 12
Valued Contributor

Re: Anyone experience this before with NFCU?

The BT was processed on 11/28.. haven’t done a BT with NFCU yet, anyone have a time frame?.
Message 6 of 12
Community Leader
Senior Contributor

Re: Anyone experience this before with NFCU?

You'll have to call NFCU if you want to know the method of payment.  If it means anything, the only BT I did with NFCU was from Chase and they sent the payment via snail mail.  I thought with Chase being as large as they are then certainly they'd send electronic payment. Even PenFed, who's smaller than NFCU, sends BT payments to the big boys via electronic payment.  

Message 7 of 12
Valued Member

Re: Anyone experience this before with NFCU?

I recently did a BT from my CSP to my NFCU Plat Visa for the 12 months ZERO Interest deal. I had to give the address of Chase To NFCU to snail mail the check off to Chase.. I thought How Odd... Not Electronically ??? But that's how NFCU does it... It took about 1.5 weeks and then I saw A $0. ZERO balance on my CSP, and then the whole $ amount BT'erd on my NFCU Plat Visa. Yes so odd that NFCU actually mails a paper check for a BT... ??? At least that was my story about a week and a half ago...

Good Luck !!!

Starting Score: 700
Current Score: 810
Goal Score: 830

Take the MyFICO Fitness Challenge


In My Wallet: Navy Federal Platinum $5.6k@7.99% APR./Chase Freedom 4k+5% Cash Back When Using Phone to Pay/Chase Freedom Unlimited 12.5k/Chase Sapphire Preferred 18.7k/Wells Fargo 7k/BoA Rewards 9k/Cap 1 GMC 10k/Few Others, NFCU Cash Rewards MC $25k, + Cap1 Truck Loan @ 5.4%- Balance 14k/Chase Mortgage 31k left/AAoA 8+ years/$105k CC+ Available...No Public Records--Scores: EX:811*EQ:810*TU:798* 5/1/2019*Fico 9 = 4 TU HP's last 12 months * 01/2019 USAA Full Member ***">NFCU Cash Rewards $35k photo NFCUCashRewards_zps1939f12d.jpg
Message 8 of 12
Community Leader
Super Contributor

Re: Anyone experience this before with NFCU?

Paging @UncleBSmiley Wink
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 9 of 12
Moderator

Re: Anyone experience this before with NFCU?


@AverageJoesCredit wrote:
Paging @UncleBSmiley Wink

Already on it... worked on it a few hours ago.  Smiley Wink

 

As for NFCU BTs, it's been a while but I think I had to provide a mailing address as well but it was still ACH.  In any case it only took the expected amount of time (just a few days).

Message 10 of 12