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Anyone use walmart free FICO Score??

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CS800
Super Contributor

Re: Anyone use walmart free FICO Score??


@Anonymous wrote:

no commentSmiley Sad


Hey you're still awake !!




Message 31 of 40
Anonymous
Not applicable

Re: Anyone use walmart free FICO Score??


@CS800 wrote:

@Anonymous wrote:

no commentSmiley Sad


Hey you're still awake !!



just got up from nap

Message 32 of 40
CS800
Super Contributor

Re: Anyone use walmart free FICO Score??


@Anonymous wrote:


just got up from nap


So you have 1 full week 'free' what are you going to do with yourself?




Message 33 of 40
MarineVietVet
Moderator Emeritus

Re: Anyone use walmart free FICO Score??


@Anonymous wrote:

How did yall figure out it is TU08?  At the


A well informed and very reliable source here at myFICO confirmed it.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 34 of 40
Anonymous
Not applicable

Re: Anyone use walmart free FICO Score??


@CS800 wrote:

@Anonymous wrote:


just got up from nap


So you have 1 full week 'free' what are you going to do with yourself?


if i told u that i would for sure get bannedSmiley Very Happy

Message 35 of 40
kjm79
Valued Contributor

Re: Anyone use walmart free FICO Score??


@CS800 wrote:
Once you get your monthly score, the same score stays until it updates the next month. But it is visible and doesnt go away.

 

In your case i believe that since your account is closed, thats why you are no longer entitled to a free score.

 

 I'm pretty sure that if you close your account you wont be able to get a score


My account has been closed since 2009.  It was closed long before they started offering the score. I get my monthly score just fine.  So no, a closed account doesn't bar you from obtaining your score.  As long as you can log into your online account and select electronic statements you should be fine.  It was probably a glich with the system at the time. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 36 of 40
gamegrrl
Frequent Contributor

Re: Anyone use walmart free FICO Score??

You're right. It was apparently just a glitch. Even though my account has been closed for a few years, I am still able to see my FICO score. Yay!


EX myFICO 850 - EQ myFICO 850 - TU myFICO 850
Goal Score: 800+ across the board! *DONE!!!*
Message 37 of 40
CS800
Super Contributor

Re: Anyone use walmart free FICO Score??


@gamegrrl wrote:

You're right. It was apparently just a glitch. Even though my account has been closed for a few years, I am still able to see my FICO score. Yay!


You are very lucky Smiley Happy




Message 38 of 40
hotpoint
Regular Contributor

Re: Anyone use walmart free FICO Score??

This is very frustrating. I am just discovering that after pouring a monthly contribution into this site for my scores only to discover they/FICO is not up to date. Especially compared to WM. I just called and asked FICO about their model only to be given a word dance, convincing me thay had something to hide regarding the TU 08. The rep gave me a script with Lawyer talk. I am not a WM CC holder and I am not going to apply just to get an updated/real score. I am in the business world and when we run credit for our clients we have the option of choosing 08' so it does have value. I religiously pull my credit through myFICO.com Hotpoint 3.15.2012 Trans 680 3.16.2012 Eq. 694 / Eq FICO 3.16.2012 Ex. 697 / Plus
Message 39 of 40
LS2982
Mega Contributor

Re: Anyone use walmart free FICO Score??


@hotpoint wrote:
This is very frustrating. I am just discovering that after pouring a monthly contribution into this site for my scores only to discover they/FICO is not up to date. Especially compared to WM. I just called and asked FICO about their model only to be given a word dance, convincing me thay had something to hide regarding the TU 08. The rep gave me a script with Lawyer talk. I am not a WM CC holder and I am not going to apply just to get an updated/real score. I am in the business world and when we run credit for our clients we have the option of choosing 08' so it does have value. I religiously pull my credit through myFICO.com Hotpoint 3.15.2012 Trans 680 3.16.2012 Eq. 694 / Eq FICO 3.16.2012 Ex. 697 / Plus

The score you get from this site is used not often but you can pretty much guage your '08 score from it.




EQ FICO 548 3/3/16
Message 40 of 40
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