@Anonymous wrote:
I thought about product changing my student card but i really card afford to lose an account with 5 years history. My AAoA is already average about 1.9 years. Lose that and Im suckin'.
Even if you close a card, it continues to report for ~ 10 years, it's calculated on all accounts, not just open ones.
And, more importantly, the whole point of product changing is that it DOES keep the history, the new card replaces the old but the date etc is based on the old card. The only reason for not doing this is to get a bonus for a new card, when you PC, you (usually) don't get the bonus associated with the new card.
