Apple Financing

[Anonymous]

I got approved for $1,700 from the Apple Financing card, and I only had two previous credit cards (American Eagle and Capital One) for about 7 months. 

It's an easier card to get. You get your 0% APR offer upon signup, and they send them to you periodocally after that. For instance, I've completely paid off my MacBook Air, and they emailed me letting me know I had another 0% financing offer available.

I got a CLI on it up to $3,000, and called Barclays who moved $2,000 to open a Ring card, and left $1,000 on the Apple Financing.

It's not a bad card if you want in the door with Barclays, possible PC/credit limit split to another card/periodic 0% Apple financing.

[JoMellow]

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@taxi818 wrote:
Wow. Good to know. If you did it. How long did you have before you pced it?

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I opened that card in Dec 2012 - and PC'd it this summer. I had called a few times (was told no) and then ended up contacting them via facebook; someone called me the next day and it was done.   G'luck!

[gen-specific]

this card sucks, it is super generic and lame

but its plain white, if you like to impress burger king cashiers................

just get the Arrival+ if you are going to go to Barclays

[takeshi74]

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@taxi818 wrote:
You should never close a card.

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While some follow that practice it's not a one-size-fits-all matter.  Closure immediately impacts utilization but not AAoA.

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@AvadaKedavra wrote:

Utilization however can be affected if you have limited credit available

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Utilization is always affected.  It's the signifance of the impact that can vary depending on the specifics.  One can do the before-and-after math to determine the impact.

[taxi818]

Well we talked about this  card. And releas of iPhone 6. I just end apped it. Damn. So weak.  Approved 2k. They asked how much I was going to spend. Should hVe said 3k. Ooh well. 0% 12 months if over 499. 

[TRC_WA]

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@gen-specific wrote:

this card sucks, it is super generic and lame

but its plain white, if you like to impress burger king cashiers................

just get the Arrival+ if you are going to go to Barclays

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Never had anyone tell me "that's a beautiful credit card you have there sir" including my large breasted beautiful girlfriend.

I'd take a hot babe over a beautiful credit card any day.... Guess I just don't have my priorities straight.  It's all about what the card looks like eh?

[AvadaKedavra]

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@gen-specific wrote:

this card sucks, it is super generic and lame

but its plain white, if you like to impress burger king cashiers................

just get the Arrival+ if you are going to go to Barclays

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Uhh...Not even sure what to say to this. 

[gen-specific]

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@AvadaKedavra wrote:

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@gen-specific wrote:

this card sucks, it is super generic and lame

but its plain white, if you like to impress burger king cashiers................

just get the Arrival+ if you are going to go to Barclays

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Uhh...Not even sure what to say to this. 

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you can give it a kudo, new site feature I think

[taxi818]

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@AvadaKedavra wrote:

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@gen-specific wrote:

this card sucks, it is super generic and lame

but its plain white, if you like to impress burger king cashiers................

just get the Arrival+ if you are going to go to Barclays

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Uhh...Not even sure what to say to this. 

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well I don't mind impressing the chucks at Burger King.  Some are fine. Lol.  

[taxi818]

Lmao