I'm at 743 and have 5k at 9.74%, so the APR varies based on the applicant. Last time I checked my EQ report in January, it wasn't showing up. I'm going to check EX and TU later this month and I'll let you guys know. The main problem I have with this card is acceptance. It is also interesting to note that the transaction is posted to your account the moment after you complete the transaction with the merchant.
