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Approved for AmEx BCP Upgrade

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SeaProbe
Regular Contributor

Approved for AmEx BCP Upgrade

I was approved today for an upgrade from my BCE to a BCP.

 

Some DP's

Card opened 12/22 with 31K SL

PIF every month with autopay

No CLIs, neither requested nor automatic (31K is more than enough for gas & groceries)

I did max out the grocery category last year (2023) so the 6% will be a nice benefit

 

I have received previous offers, but they were for a slightly lower 75 AF and no SUB

Today their offer jumped to  150 back on 1K spend in 6 months with a waived first-year AF

 

I was only asked to tick the Ts & Cs box; no other questions such as income were on the application. I was immediately "approved" which is somewhat odd language since the offer stated that my card number would not change.

Message 1 of 8
7 REPLIES 7
keekers
Valued Contributor

Re: Approved for AmEx BCP Upgrade

Nice; congrats. And thanks for the DPs.


Message 2 of 8
CYBERSAM
Senior Contributor

Re: Approved for AmEx BCP Upgrade

Congrats on your AmEx BCP Upgrade 🥂🤑👍

That how I got my BCE to a BCP.







                
Message 3 of 8
JoeRockhead
Community Leader
Super Contributor

Re: Approved for AmEx BCP Upgrade

Nice, congratulations on your Amex upgrade!

Message 4 of 8
CorpCrMgr1
Valued Contributor

Re: Approved for AmEx BCP Upgrade

Congratulations on your upgrade!

Message 5 of 8
NoMoreE46
Community Leader
Senior Contributor

Re: Approved for AmEx BCP Upgrade


@SeaProbe wrote:

I was approved today for an upgrade from my BCE to a BCP.

 

Some DP's

Card opened 12/22 with 31K SL

PIF every month with autopay

No CLIs, neither requested nor automatic (31K is more than enough for gas & groceries)

I did max out the grocery category last year (2023) so the 6% will be a nice benefit

 

I have received previous offers, but they were for a slightly lower 75 AF and no SUB

Today their offer jumped to  150 back on 1K spend in 6 months with a waived first-year AF

 

I was only asked to tick the Ts & Cs box; no other questions such as income were on the application. I was immediately "approved" which is somewhat odd language since the offer stated that my card number would not change.



Very nice offer to land .

 

BTW, $31,000 is a great SL period!

It would be neat (and for science- of course,) if you requested the 3x CLI...

 

 

Message 6 of 8
cashorcharge
Community Leader
Super Contributor

Re: Approved for AmEx BCP Upgrade

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 7 of 8
CreditAggie
Community Leader
Super Contributor

Re: Approved for AmEx BCP Upgrade

Congratulations on your Amex BCP upgrade!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 8
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