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Approved for Zync!!! Denied for BCE....

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Anonymous
Not applicable

Re: Approved for Zync!!! Denied for BCE....

Just got my Zync in the mail. I am disappointed because the Member since date is 2012, rather than the year I was added as a AU on my Mom's card in 2008.

 

I called the  # on the card, and spoke with a suprivisor who researched for like 15 minutes and came back to tell me that what she was was reading was saying that only cards you open count for the backdating. I told her that it use to be that way, and she put in a request for me.

 

I wonder if I screwed up? and have waited to call the Executive Office....

 

The backdating would be great for me...

Message 11 of 43
injustifiiable
Valued Contributor

Re: Approved for Zync!!! Denied for BCE....


@Anonymous wrote:

Just got my Zync in the mail. I am disappointed because the Member since date is 2012, rather than the year I was added as a AU on my Mom's card in 2008.

 

I called the  # on the card, and spoke with a suprivisor who researched for like 15 minutes and came back to tell me that what she was was reading was saying that only cards you open count for the backdating. I told her that it use to be that way, and she put in a request for me.

 

I wonder if I screwed up? and have waited to call the Executive Office....

 

The backdating would be great for me...


Congrats! Have you made an online profile for AMEX yet? Check the member-since date there when you log in...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 12 of 43
Anonymous
Not applicable

Re: Approved for Zync!!! Denied for BCE....

I did make an online profile with AMEX. I didn't make a purchase yet, but the Member Since is 2012, and the website says "THANK YOU FOR BEING A CARDMEMBER SINCE 2012".

Message 13 of 43
injustifiiable
Valued Contributor

Re: Approved for Zync!!! Denied for BCE....


@Anonymous wrote:

I did make an online profile with AMEX. I didn't make a purchase yet, but the Member Since is 2012, and the website says "THANK YOU FOR BEING A CARDMEMBER SINCE 2012".


Ouch. You may be able to convince AMEX to give you the backdating. Do you have the old card or something?

 

It could very well be a policy change as well....I've read stories on here of it going both ways, honestly.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 14 of 43
Anonymous
Not applicable

Re: Approved for Zync!!! Denied for BCE....


@injustifiiable wrote:

@Anonymous wrote:

I did make an online profile with AMEX. I didn't make a purchase yet, but the Member Since is 2012, and the website says "THANK YOU FOR BEING A CARDMEMBER SINCE 2012".


Ouch. You may be able to convince AMEX to give you the backdating. Do you have the old card or something?

 

It could very well be a policy change as well....I've read stories on here of it going both ways, honestly.


Well.. I actually removed myself from the card a month ago. Although my Mom is great standing with AMEX, she does have a high utilization which was killing my chances of any creditor giving me credit.

 

I really don't see how it should be considered that much different than someone opening an AMEX, cancelling it, and then opening another AMEX and getting the old Member Since date.

 

My Mom has been a loyal AMEX customer since 2000, why can't they show some love to her son? I'm not asking for much....

Message 15 of 43
Repo-ed
Senior Contributor

Re: Approved for Zync!!! Denied for BCE....

You will not be backdated to an AU date.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 16 of 43
Anonymous
Not applicable

Re: Approved for Zync!!! Denied for BCE....


@Repo-ed wrote:

You will not be backdated to an AU date.


Was it ever this way?

Message 17 of 43
swpopham
Established Contributor

Re: Approved for Zync!!! Denied for BCE....

What dose bce stand for
"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Message 18 of 43
Anonymous
Not applicable

Re: Approved for Zync!!! Denied for BCE....


@swpopham wrote:
What dose bce stand for

Blue Cash Everyday

Message 19 of 43
-Cain-
Valued Contributor

Re: Approved for Zync!!! Denied for BCE....

What happened with your second app for BCE?
Message 20 of 43
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