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Appstop in place for 180 days

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Anonymous
Not applicable

Re: Appstop in place for 180 days

Wow that's just to bad.lolSmiley Happy

Message 11 of 18
Rhaeny
Valued Contributor

Re: Appstop in place for 180 days

Well I'm in the garden for at least a year.  I gotta be in order to let these cards age and grow.  I've had the app itch every month since Sept and out of 16 apps I've only been denied once with Amex.  Yea apping is very addicting but we know that its not healthy for our credit to continue it often 

 

So I'll sit here with you for your 1st 90 days and keep you company!  You can do this for sure!

 

Have you thought of freezing your reports to make it more difficult for you until you reach a goal?  I'm thinking about it for myself but I have read confilicting info about current creditors not being able to pull your report especially for sp's.  And I wonder will effect services like Walmart TU and DCU Fico.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 12 of 18
LS2982
Mega Contributor

Re: Appstop in place for 180 days


@Rhaeny wrote:

Well I'm in the garden for at least a year.  I gotta be in order to let these cards age and grow.  I've had the app itch every month since Sept and out of 16 apps I've only been denied once with Amex.  Yea apping is very addicting but we know that its not healthy for our credit to continue it often 

 

So I'll sit here with you for your 1st 90 days and keep you company!  You can do this for sure!

 

Have you thought of freezing your reports to make it more difficult for you until you reach a goal?  I'm thinking about it for myself but I have read confilicting info about current creditors not being able to pull your report especially for sp's. Current creditors can access your reports with a freeze on it. SP's as well. Some lenders you may have to lift it for a SP (GE) others I have had no issues with.  And I wonder will effect services like Walmart TU and DCU Fico. Walmart works just fine.


I have all 3 reports frozen and I can vouch for the above.




EQ FICO 548 3/3/16
Message 13 of 18
Anonymous
Not applicable

Re: Appstop in place for 180 days


@Rhaeny wrote:

Well I'm in the garden for at least a year.  I gotta be in order to let these cards age and grow.  I've had the app itch every month since Sept and out of 16 apps I've only been denied once with Amex.  Yea apping is very addicting but we know that its not healthy for our credit to continue it often 

 

So I'll sit here with you for your 1st 90 days and keep you company!  You can do this for sure!

 

Have you thought of freezing your reports to make it more difficult for you until you reach a goal?  I'm thinking about it for myself but I have read confilicting info about current creditors not being able to pull your report especially for sp's.  And I wonder will effect services like Walmart TU and DCU Fico.


Thanks Rhaeny

I feel better now that your with me on this and will freeze my reports as of todaySmiley Wink

Appreciate the input as well LSSmiley Happy

Message 14 of 18
lg8302ch
Senior Contributor

Re: Appstop in place for 180 days

@ danielodonoll
yes you can do it! if you resist 90 days you can also do 180 days or even a year. at least this is how I try to convince myself Smiley Happy...see you in the garden
Message 15 of 18
Anonymous
Not applicable

Re: Appstop in place for 180 days

Kool!! Thanks LG

I can do this andyes the goal is to a year like LS said on early post.No baby steps!!!

Message 16 of 18
lg8302ch
Senior Contributor

Re: Appstop in place for 180 days

I am in with you...want the CSP 12 months after Freedom and then I like to go for the lovely Diamond Smiley Happy. ..and this will be a hard mission but I am educating myself to resist temptation for apping...Diamond looks sooooo cool
Message 17 of 18
Anonymous
Not applicable

Re: Appstop in place for 180 days

Its a good card to have no doubt

I heard a lots of good things in regards to the diamond but me and you need to remeSmiley Happymber this garden situation.lol

Message 18 of 18
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