Authorizing a user resulting in HP?

[Anonymous]

I called Discover last night to add my husband as an authorized user, I was told it needed to be approved & it could result in a HP. Does that sound right?

[Anonymous]

It doesn’t sound common - first I’ve heard of it, and when I added my wife to my cards (any of them, not just Disco), it wasn’t done because she isn’t getting an account. It does not sound right. I suppose they have the right to do it if they want but my feeling is you’ve been given incorrect info.

[SBR249]

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@Anonymous wrote:
I called Discover last night to add my husband as an authorized user, I was told it needed to be approved & it could result in a HP. Does that sound right?

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No, unless you are also requesting a CLI or new credit, it's not a permissible reason to do a HP. A request for an AU is not a request for new credit. 

See: https://ficoforums.myfico.com/t5/General-Credit-Topics/I-added-authorize-user-to-my-Amex-and-they-did-a-hard-pull/m-p/5068648/highlight/true#M250917

[CreditInspired]

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@Anonymous wrote:
It doesn’t sound common - first I’ve heard of it, and when I added my wife to my cards (any of them, not just Disco), it wasn’t done because she isn’t getting an account. It does not sound right. I suppose they have the right to do it if they want but my feeling is you’ve been given incorrect info.

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I agree. I suggest calling back and asking again. It’s probably just a miscommunication. 

[Anonymous]

Thank you everyone, I’m going to call again and ask. From what I read in the thread that was in the link AMEX has done HP on the account holder to verify.....I definitely don’t want a HP. I’m rebuilding credit so if i still can’t get a clear answer from Disco i just won’t add him.

[Berk]

That has never happened to me. My SO is on the majority of my cards and I even have her oldest as an AU on one of my Amex cards.