BB&T Pre-Qualify Offers (3 cards)

[Caught750]

My interest lies in Bright’s BT and Promo APR offers.

DW was out of work for the last 2 months and will be headed back shortly but it was not generous to our savings account. Now keep in mind that we have a decent amount left (approximately 1 month of all bills and living expenses) according to the budget which shouldn’t change at all.

That said I could likely do just as well using a Discover or Citi offer. Discover has been cold lately as they haven’t seen much use so that could kill two birds with one stone, if for some reason I used it. I still have several cards on a 0% promo as well so I’m not sure what used I’d have for these.

[Gmood1]

The pre-approvals seem pretty solid to me. I have the rewards CC at $10.5k. I have a pre-approved Bright they keep shoving down my throat. I haven't bitten on it as yet.
SunTrust is possibly more conservative. I have their rewards CC as well.
I think you'll be fine CiC, if you decide to hit them up. I bet yours will be an instant approval.

[pinkandgrey]

Nice prequals there. If you could use one of those, go for it! Good luck!

[RickNATL]

It seems to require opening an account at the same time...is this true?

[CreditCuriosity]

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@RickNATL wrote:
It seems to require opening an account at the same time...is this true?

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Account mean checking/savings?  If so no...  Otherwise just like any other pre-qual site and can try again at another time if your want more favorable terms aka lower apr, etc..  

[FinStar]

This thread has been locked and closed to new messages.

The new thread can be found here:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BB-amp-T-Spectrum-Cash-Rewards-V-9-000/td-p/5...