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BBVA Pre-Qual Mailer

Birdman7
Super Contributor

Re: BBVA Pre-Qual Mailer

Thank you that’s what I’ve also heard, but the list has the most data points as being Equifax, which I’ve never heard of, so that’s why I figured I would ask. I’m tempted to go for it if it’s Equifax and I may anyway. I’ve got a prequalification.
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.

RIP:

(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 21 of 25
Saeren
Mega Contributor

Re: BBVA Pre-Qual Mailer

I haven’t heard about an EQ pull recently. Mine was EX as well.


Message 22 of 25
Xatos
Frequent Contributor

Re: BBVA Pre-Qual Mailer

The way your scores look, you should be golden Smiley Happy now if I could only get the website to stop giving me the "you do not have permission to access "insert site" on this server", I could set up online access and set my categories! Got a bonus to knock out an' all...
Smiley Happy
Kohl's $3K | Cap1 QS $2.5K | Target Redcard $1.8K | Citi DC $6.4K | Amex BCE $1K | Dick's ScoreRewards MC 10K | Amex ED $4.2K | Amex Schwab Platinum NPSL | Amex Schwab Investor 3K | Rakuten 3K | WF CashWise VS $11.3K | Discover IT $9.8K | Disco IT Miles (#2) 2.5K | Citizen's Bank Cashback Plus WMC $9.7K | Fidelity VS $9K | USBank Cash+ VS $9K | Cap1 VentureOne 16K | BBT Spectrum Cash Rewards VS 7.5K | BBT Cash Rewards #2 4.5K | BBT Bright 5K | BBVA ClearPoints 7.5K | PNC Cash Rewards 15.5K | BECU Cashback 19.5K | EX 719 | TU 753 | EQ 692
Business Credit ~ Amex BBP 4.8K | Amex BBC 15K | Amex Biz Gold NPSL | Amex Biz Green NPSL | US Bank Biz Cash 3K ~LOC's~ BECU 15K |
Message 23 of 25
yeliana
New Member

Re: BBVA Pre-Qual Mailer

I got those in the mail as well and decided to apply after ignoring them for a while.

I got a 5k SL with no interest for one year, and the 3% 2% categories which for someone who is just starting to rebuild her credit in less than a year is not bad. 

Message 24 of 25
eastsea
Regular Contributor

Re: BBVA Pre-Qual Mailer


@yeliana wrote:

I got those in the mail as well and decided to apply after ignoring them for a while.

I got a 5k SL with no interest for one year, and the 3% 2% categories which for someone who is just starting to rebuild her credit in less than a year is not bad. 


Congratulations on your approval!  The categories are indeed very good, like the health care category.  

Message 25 of 25
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