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BECU BT offers have started

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Remedios
Credit Mentor

BECU BT offers have started

I have them on multiple accounts, 0% for 12 months, $0.00 fee, up to three transfers (I think) 

 

Screenshot_20220106-204527_Chrome.jpg

 

Message 1 of 15
14 REPLIES 14
NRB525
Super Contributor

Re: BECU BT offers have started

I'll likely move a PenFed balance over, on a low APR... or maybe not...

The balance on my AMEX Gold is on a $0 Plan It already, so no necessity there.

The annual BECU offer is always nice to see, though I don't have many balances anymore, not like the old days Smiley Happy 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 15
Remedios
Credit Mentor

Re: BECU BT offers have started

I had a balance on Citi card, it was on 0% promo, I scheduled pay off then this offer showed up, so I cancelled it and did a BT 🤷‍♀️ 

Message 3 of 15
coldfusion
Community Leader
Mega Contributor

Re: BECU BT offers have started

I looked in the iOS mobile app.  Nothing. 

 

I checked email.  Nothing. 

 

I logged in online, only to have the Account Summary page show:

 

"Experiencing Technical Difficulties

 

BECU Online Banking is currently not available.  Please try again or contact BECU....."

 

But...I select 'BECU Accounts & Loans', and voila!  It does list the last 4 digits of my CC. 

 

*pokes tongue out at NFCU*

 

 

 

(9/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 15
BigBS
Senior Contributor

Re: BECU BT offers have started

Logged on today and found the same BT offer for my account. Had to fund some home repair work that will get transferred.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 5 of 15
jcooks
Established Contributor

Re: BECU BT offers have started

...kind of off topic, but that is an awfully strange picture to use in that email on their behalf.

Message 6 of 15
coldfusion
Community Leader
Mega Contributor

Re: BECU BT offers have started

Agreed - it is kind of off topic ;-)

(9/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 7 of 15
coldfusion
Community Leader
Mega Contributor

Re: BECU BT offers have started

I got an email a few hours ago "You qualify for our balance transfer program" confirming 12 month 0% APR 0% fee for balances transferred by 3/31.

 

Different picture than the one Remi posted, mine is of a smiling lady sitting in a chair with phone in hand and water in the background.

(9/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 8 of 15
dmFICO8
Regular Contributor

Re: BECU BT offers have started

Are those BT offers limited to the Visa card or the Cash Back Visa card got those offers, too?

Message 9 of 15
Remedios
Credit Mentor

Re: BECU BT offers have started


@dmFICO8 wrote:

Are those BT offers limited to the Visa card or the Cash Back Visa card got those offers, too?


Both. 

Message 10 of 15
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