BEST Backdoor Number: CHASE app status & recon, please??

[Anonymous]

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@32blue wrote:

Just used the chase back door number very nice young lady helped me, explained that EX (weakest score) was taking a very long time to remove 4 student loans that are in good standing for the last 15 months, as well as reporting wrong personal info. Explained job loss due to company going out of business. Asked her to pull my TU ( Strongest score) report to verify, she said she couldn't believe the vast diff in report and score. She typed for a few seconds, then out of no where, BAM 

Her: "Ok Mr. B., I just requested you be approved, please send in your identification verification in the form of two ID's"

Me: Ok, how long should I wait to re-apply if it gets denied?

Her: "Oh no sweet heart, I've already approved you, I see that you just had a little trouble in the past, but you pay your bills."

Thank you every one, would have had no clue without this site.

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That is great.  Congrats on your new card!

[MsLadyRover]

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@32blue wrote:

Just used the chase back door number very nice young lady helped me, explained that EX (weakest score) was taking a very long time to remove 4 student loans that are in good standing for the last 15 months, as well as reporting wrong personal info. Explained job loss due to company going out of business. Asked her to pull my TU ( Strongest score) report to verify, she said she couldn't believe the vast diff in report and score. She typed for a few seconds, then out of no where, BAM 

Her: "Ok Mr. B., I just requested you be approved, please send in your identification verification in the form of two ID's"

Me: Ok, how long should I wait to re-apply if it gets denied?

Her: "Oh no sweet heart, I've already approved you, I see that you just had a little trouble in the past, but you pay your bills."

Thank you every one, would have had no clue without this site.

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Congratulations!  What a great recon story.

Almost makes me want to apply for the Southwest card pre-approval that I have been saving in my email box. Stop me now!!!!

[32blue]

My only good recon story, all the other companies had been kind of nasty or unwilling to be honest even my existing cards which I pay on time and in full every month, so I was very suprised when they told me yes, and gave me a $1200 limit to boot. My first $1000+ limit since college. 

Thanks again guys & gals.

[gnarlycow]

Thank you very much for the backdoor number.  I applied for a Chase Freedom card online, and was told that my application needed review and I should wait 10 days to get a decision.  I called the backdoor number two hours later, and a very nice young female customer representative put me on hold for about three minutes, and approved me for 4K CL!  This is my first time applying for Chase account, 4K was the largest CL of my existing credit accounts with other banks.

[Anonymous]

I applied for Chase Freedom and got the "Thnk you for applying...." message. Called chase 1hr later for recon and said it was denied. I asked for recon csr asked a few questions about old accounts that were closed/charged off. csr was very nice however. Put me on hold for 3-4min came back and said it was still denied. =( We literally talked for a good 10min. What a waste of time. Oh well!

[dodgerslv]

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@gnarlycow wrote:

Thank you very much for the backdoor number.  I applied for a Chase Freedom card online, and was told that my application needed review and I should wait 10 days to get a decision.  I called the backdoor number two hours later, and a very nice young female customer representative put me on hold for about three minutes, and approved me for 4K CL!  This is my first time applying for Chase account, 4K was the largest CL of my existing credit accounts with other banks.

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Congrats!!! and nice CL! It seems Chase has been generous lately..I just got approved for my 2 chase cards and still jumping of joy...

[HYPASS33]

So you have to fax two forms of ID to them? I have to call in morning for verification since they not there on weekends so wonder if ill have to send two ID's. No problem if I do but analyst said they will just ask questions to verify who I am.

[indiolatino61]

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@Anonymous wrote:

Hi there One and All!

I just applied for the Chase Freedom Card and received the "Your application requires further review before we make a decision" line along with the "10 day message" line.

What is the best/ most current backdoor number for RECON and APP Status ???( I did look above to the backdoor number thread but it seemed from several yrs ago?!)

My general info would be:

EX 756 (through EX)

EQ 716 (FICO)

TU 710 (FICO)

Credit One (8yr old account) 1600 limit/ 800 balance as of today, usually lower)

FNBO (15 yr old acct) 1900 limit/ 200 balance as of today

Zero Inquiries on All reports

No baddies.

Wondering if any of the MyFico team of genius analysts and posters have a quick answer for me?!?! Also, if any commenters have applied for CHASE card with similar numbers to mine could you please extend thoughts on my outcome.

THANKS. Many THANKS!

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Your profile is stable...if your AAoA is just as good, I see no reason why you would not be approved. Good luck to you.

[advocate1]

Hi folks:

There is absolutely NO reason not to call the recon line, even if you haven't gotten the "7-10 day" letter yet.  I called and just explained I wanted to know what was holding up a decision, Spoke with Andrew (very nice), who told me they had me on ID verification. I had placed a fraud alert on all 3 bureaus and they did not want to proceed without verifying my ID in writing. He asked me to fax in a copy of my driver's license, and they could push the application through at that point. They checked EXP and there were no issues at all. He said he could not give me an estimated credit limit over the phone. Call recon if you get the "7-10 day" message; you can speed up the process if you know what's holding things up!