Check BOA's preapproval link on their website. If you qualify for one of their cards, the Amex will probably be offered. I had some baddies on my report before, which kept my score in the low 600's and I would check the preapp link on BOA's site regularly—always said I had no offers. The same day those baddies were removed from EX, I checked the site and I was preapproved for Amex, BankAmericard, and Platinum with $1,500 limits. I applied right away and they took a good month to get the card out to me and when I received it the limit was a measly $500, probably because I had 5 new accounts in the last few months. Asked for CLI on activiation, hold a moment, "$2,500 okay?" My point is BOA is great but I would wait until the preapproval. In case you're wondering, my EX at the time was 737 but they definitely preapprove with lower scores.