BOA Card

[JWest]

Just got my card after my recent approval only to find out it's a secured cash rewards card but I didn't have to pay a deposit, was wondering how good is this card?

[twall06]

You got a secured card with no deposit ? It must not be secured .

[JWest]

That's why I'm confused but I've spoken to at least two reps that have confirmed that it is in fact secured

[Themanwhocan]

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@JWest wrote:
That's why I'm confused but I've spoken to at least two reps that have confirmed that it is in fact secured

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Then I suggest you ask them when you can get your deposit back.

[JWest]

No I've never had to pay a deposit

[money_talks]

@Jwest: Did you apply online for this card? What kind of rewards card is it? Maybe call again and tell them that there's no way this can be a secured card if no security deposit has been given to BOA. I think it's as simple as that.

[tryingagain62]

FYI, I was approved in July for a secured BOA card and the funds were taken from my checking account before the card was sent.

[Anonymous]

what kind of rewards are you after for this card? it doesn't seem like it offers much because the rewards you earn will be used to pay for paying off your checkings account? just curious.

[Anonymous]

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@Themanwhocan wrote:

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@JWest wrote:
That's why I'm confused but I've spoken to at least two reps that have confirmed that it is in fact secured

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Then I suggest you ask them when you can get your deposit back.

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+1!!

Ask the credit limit and for a full refund when it unsecures, LOL!

[JWest]

Lol I may as well ask but to answer the question my card is the same 123 cash back rewards card that they offer