BOA Experian FICO

[Anonymous]

Just got my Experian FICO from Bank of America for applying for one of their cards. The thing is, I was under the impression that they only sent you your score if you were denied, but I was approved. Kind of like a double bonus! Turns our, my Experian is my best score (by a few points). 

[MakeItAMudLight]

I got mine as well.  The letter started out by saying I was approved though.  I actually got my card today.  I'm a little disappointed because it doesn't look as nice as on the website.  Also there is no mention of the "Signature" benefits.

[tntexans72]

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@Anonymous wrote:

Just got my Experian FICO from Bank of America for applying for one of their cards. The thing is, I was under the impression that they only sent you your score if you were denied, but I was approved. Kind of like a double bonus! Turns our, my Experian is my best score (by a few points). 

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Congrats!!

Do you know your EX Plus score?

[Anonymous]

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@tntexans72 wrote:

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@Anonymous wrote:

Just got my Experian FICO from Bank of America for applying for one of their cards. The thing is, I was under the impression that they only sent you your score if you were denied, but I was approved. Kind of like a double bonus! Turns our, my Experian is my best score (by a few points). 

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Congrats!!

Do you know your EX Plus score?

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My Plus score was (I believe) in the 730's about two months ago and the FICO they gave me was 753. Nothing has really changed since that Plus score, I just cant remember exactly what it was.

[Anonymous]

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@MakeItAMudLight wrote:

I got mine as well.  The letter started out by saying I was approved though.  I actually got my card today.  I'm a little disappointed because it doesn't look as nice as on the website.  Also there is no mention of the "Signature" benefits.

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This isnt fair! Didnt we both get approved on the same day? I still havnt gotten mine! The card says signature on the front right? Do you mind my asking your credit limit and APR? I am kind of curious about the terms I will get.

[MakeItAMudLight]

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@Anonymous wrote:

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@MakeItAMudLight wrote:

I got mine as well.  The letter started out by saying I was approved though.  I actually got my card today.  I'm a little disappointed because it doesn't look as nice as on the website.  Also there is no mention of the "Signature" benefits.

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This isnt fair! Didnt we both get approved on the same day? I still havnt gotten mine! The card says signature on the front right? Do you mind my asking your credit limit and APR? I am kind of curious about the terms I will get.

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Yes we did!  It does say Signature but only below the Visa logo in small letters.  Other than that it just looks like a regular Cash Rewards card.  I got an initial CL of $5,000 and a 17.9% APR.  I don't plan on carrying a balance on this card though so it doesn't bother me. 

[Anonymous]

Hmm, on the website I thought that it said visa signature in that bar going across the front. False advertising.

[MakeItAMudLight]

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@Anonymous wrote:

Hmm, on the website I thought that it said visa signature in that bar going across the front. False advertising.

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My thoughts exactly!  I'd like to stand out just a little.

[Anonymous]

I just went and opened a couple bank accounts at a credit union and he told me they run experian for credit applications, he then told me that generally Eperians high scores are lower than  TU/EQ high scores.  But your saying your Experian was the highest huh?  Right on, congradulations.

So your experian PLUS score was close to your FICO?  Where did you get your Experian PLUS score from?

[Anonymous]

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@Anonymous wrote:

I just went and opened a couple bank accounts at a credit union and he told me they run experian for credit applications, he then told me that generally Eperians high scores are lower than  TU/EQ high scores.  But your saying your Experian was the highest huh?  Right on, congradulations.

So your experian PLUS score was close to your FICO?  Where did you get your Experian PLUS score from?

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I got the Plus score from Discover Scoretracker. My EQ is 739, TU is 746, and EX is 753.