BOA and CRA pull

[BungalowMo]

Hello out there!  I have heard some good things about BoA & just wondered, which CRA do they use for a check?  Or do the hit all 3?

Just curious...

Thanks....Mo

*One more thing...is it better to apply online, or to call a backdoor #?

Message Edited by BungalowMo on 06-28-2008 04:48 PM

[Anonymous]

ex someimes tu, and rarely ex and tu both.

[nicemann]

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BungalowMo wrote:

Hello out there!  I have heard some good things about BoA & just wondered, which CRA do they use for a check?  Or do the hit all 3?

Just curious...

Thanks....Mo

*One more thing...is it better to apply online, or to call a backdoor #?

Message Edited by BungalowMo on 06-28-2008 04:48 PM

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Yeah it's usually EX and then TU if they want to look at a second one.  I would call them up and apply over the phone.  The backdoor number can not process apps if have no accounts with them yet.  That number is only for current holders or people that have already apped.  They can transfer you to the right people though.  Best thing about apping over the phone is you shouldn't get the 30 day wait message if there is questions they will transfer you back to the credit spec who are usually the ones working the backdoor number.

Now once you get one....yes only app on the backdoor number.  You may be able to save you an INQ on the next card.

Good luck, I have 5 cards with them now....yeah wasn't planning on getting that many....stopped now.

[BungalowMo]

Thanks everyone...I'll do just that!