BOFA QUESTION

[dangphuocloc72]

I HAVE CHECKING BOFA , WHEN I LOG IN THEY OFFER ME VISA .

ANY ONE BEEN APPROVE FOR THAT ? LAST TIME I APPLIED THEY TURN ME DOWN , I DON'T WANT TAKE ANOTHER HIT HARD INQ' IN MY CR AND NOT APPROVE . ANYONE BEEN APPROVE PLEASE LET ME KNOW . THANKS A LOT .

[Anonymous]

they pull experian....

[Red1Blue]

You can try and see. They might give it to your. If it is BOA they will pull EX. If it is FIA Card Services which is owned by BOA they will pull TU. Good Luck.

[dangphuocloc72]

CONCORDUSER WROTE : They might give it to your

that mean you not sure right ? I like to have one of them , but I scare they turn me down b/c too many INQ's and short credit history . SO I want to make sure anyone been approve when they offer by checking account . thanks !

Discover send me letter : too many InQ's in last 3 month  ( they check my EX )

                                        : short credit history

                                        : ...............................

THAT'S REASON THEY TURN ME DOWN ?

[dangphuocloc72]

Just call them and turn me down again , another hit INQ .

[Anonymous]

Sorry to hear dang. Maybe after a year of perfect pay history on the cc's that you have and the associated score rise will make the difference and you can apply then.