Balance Chasing

[marty56]

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@Anonymous wrote:

 I am not creating more debt, - meaning, I pay all my regular charges asap - dining out etc.  This is more about large, one time yearly purchases for work etc.  So I guess I call it "chasing the 0% interest rate"? 

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A smarter FICO friendly way to do this would be to open a BML account (mine has a 4k CL now) or a Newegg account if you want electronics/computer stuff.  Also cards like Sams also offer 0% purchase deals all the time.

[Anonymous]

Paypal smart connect (thru GE capitol) started balance chasing me. Old limit was 700...I was at 600....Paid down to 500..they dropped the limit to 600... I paid it down to 350....and they just reduced it to 370....I talked to one of their Customer service folks....blah blah...would not increase my limit....They have killed my utilization ratio....

I am going to pay it off and be done with them.