@Anonymous wrote:Hmm, from the AMEX site it looks like the Everyday card no longer mentions anything about balance transfers, neither 0% APR nor zero fee period. Is this yet another casualty of the BT card scourge?
Would this mean that there are now no card offering a zero fee balance transfer period?
I still see 0% APR:
but drilling down to the T&C I don't see the zero BT fee language any more. Note that the intro APR is valid for 60 days from account opening, if you already have the ED you can't count on 0% APR.
BOA seems to have a similar offer on the Cash Rewards card. With both of these cards having a 3% BT fee and Chase Slate no longer open to new customers, zero fee cards might be scarce. I also checked my CU, they are still offering 0% interest, but I don't see the 0 BT fee that they were offering last year.
@FlaDude wrote:
@Anonymous wrote:Hmm, from the AMEX site it looks like the Everyday card no longer mentions anything about balance transfers, neither 0% APR nor zero fee period. Is this yet another casualty of the BT card scourge?
Would this mean that there are now no card offering a zero fee balance transfer period?
I still see 0% APR:
but drilling down to the T&C I don't see the zero BT fee language any more. Note that the intro APR is valid for 60 days from account opening, if you already have the ED you can't count on 0% APR.
BOA seems to have a similar offer on the Cash Rewards card. With both of these cards having a 3% BT fee and Chase Slate no longer open to new customers, zero fee cards might be scarce. I also checked my CU, they are still offering 0% interest, but I don't see the 0 BT fee that they were offering last year.
I'm not seeing the BT part, just purchases
@breakdown1987 wrote:Ended up going with my local CU. I must have glanced over it but saw it when I was checking again.
Was able to get a 10k limit, 7.5% with no BT fee. I'll just lump sum the 4k difference at the end of the month and work on the remainder.
Congratulations on your approval!
Congrats! Great job
