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Bank of America Prequal Site issues?

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jl4
Established Contributor

Bank of America Prequal Site issues?

I received a pre-approval letter from BofA sometime in the last 2 weeks (was on vacation and had my mail held). Seems legit with a single APR and a code. I wanted to double-check for sanity's sake using BoFA's online pre-qual site but I can't get it to work. Has anyone been successful recently in checking pre-quals on their site? 

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 1 of 13
12 REPLIES 12
jl4
Established Contributor

Re: Bank of America Prequal Site issues?

I must be the only one that has this problem. ¯\_(ツ)_/¯

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 2 of 13
Anonymous
Not applicable

Re: Bank of America Prequal Site issues?

Same for me, it’s just spins and never does anything.
Message 3 of 13
AverageJoesCredit
Legendary Contributor

Re: Bank of America Prequal Site issues?

Boa's prequal site is notoriously unreliable. If I put I'm interested in cash back, whaddya know, most likely shows me a cashback card. Take that site with a grain of salt.
Message 4 of 13
jl4
Established Contributor

Re: Bank of America Prequal Site issues?


@AverageJoesCredit wrote:
Boa's prequal site is notoriously unreliable. If I put I'm interested in cash back, whaddya know, most likely shows me a cashback card. Take that site with a grain of salt.

Thanks 👍. I mostly just wanted to verify a mailer I received from them. I ended up tossing it because while it would be good for a BT, that's about it (The generic BankAmericard). 

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 5 of 13
AverageJoesCredit
Legendary Contributor

Re: Bank of America Prequal Site issues?

The one good thing I like about using a Boa card for bt is the ease of use. Just deposit in your checking and pay what you need . When you are ready to app you'll knowSmiley Happy
Message 6 of 13
Gmood1
Super Contributor

Re: Bank of America Prequal Site issues?

I had the same issue a couple of days ago. I kept refreshing it, until it showed me the info. It did have a solid APR. I didn't app for it though. Nice BT offer, 18 months 0% with no transfer fee.

 

Message 7 of 13
AverageJoesCredit
Legendary Contributor

Re: Bank of America Prequal Site issues?

I had a solid apr once from Boa once, apped and instant fail, never again lolSmiley Wink
Message 8 of 13
jl4
Established Contributor

Re: Bank of America Prequal Site issues?

Interestingly, just tried it again and it worked fine (also looks a bit different). No offers–which is probably for the best. I've opened more than my fair share of accounts in the last 6 months.

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 9 of 13
Jnbmom
Credit Mentor

Re: Bank of America Prequal Site issues?


@AverageJoesCredit wrote:
I had a solid apr once from Boa once, apped and instant fail, never again lolSmiley Wink

Same here their prequalify cards are a joke.

EXP 780 EQ 796 TU 810
Message 10 of 13
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