Bank or Card with biggest starting balances

kal9988 · ‎08-04-2011

If you have decent fico scores (700-725), which bank or card would you recommend that has the biggest starting balance? I want to increase my credit utilization.

wmarat · ‎08-04-2011

Do you mean credit line/limit?

If yes, the biggest lines I've got , were from credit unions.

IN VINO VERITAS.

OnTheRebound · ‎08-04-2011

Citi has been overly generous with me.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797

Anonymous · ‎08-04-2011

@kal9988 wrote:
If you have decent fico scores (700-725), which bank or card would you recommend that has the biggest starting balance? I want to increase my credit utilization.

Do you currently have high utilization? If so, that may impact which cards would be most likely to issue a decent CL.

And I'll cast my vote for CU's as well.

Karunch · ‎08-04-2011

I'd definitely say that a credit union would be your best best as well. If you're eligible, Navy Federal Credit Union seems to be pretty good with limits. NFCU gave me a $14,000 credit limit on my Cash Rewards Visa, while none of my other cards have a limit above $2,000. My TU and EQ FICO scores are both around 675.