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Barclaycard Rewards Mastercard CLD

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Adkins
Legendary Contributor

Re: Barclaycard Rewards Mastercard CLD

OP: I'm sorry Barclays is balance chasing you again. I've read several threads on this and Barclays is on my do not app list because of it. I hope you get your credit line reinstated.

Last HP 08-07-2023



Message 21 of 46
DeeBee78
Valued Contributor

Re: Barclaycard Rewards Mastercard CLD


@Anonymous wrote:

I love that I discovered this community because it sure helps you feel better knowing you aren't being singled out by a creditor at least.


Here's acutal footage of Barclays deciding who they're going to CLD: 

 

Screen Shot 2017-10-24 at 12.38.30 PM.png

 

 

Message 22 of 46
RootDet
Established Contributor

Re: Barclaycard Rewards Mastercard CLD

That is funny.

 

Barclays is known to balance chase customers. You are either on their good side or bad side. I swear no middle ground exists and moving from good to bad is easy. Moving fro bad to good is an act of congress and three miracles.

 





Message 23 of 46
Anonymous
Not applicable

Re: Barclaycard Rewards Mastercard CLD

I completely stopped using my Barclay Arrival + It will be downgraded sometime today and put away.

 

What if they offer a bonus for keeping it?  I will report back

What if i can't downgrade? I will loose $12.5k in CL

Message 24 of 46
AverageJoesCredit
Legendary Contributor

Re: Barclaycard Rewards Mastercard CLD

Correction RootDet an act of Parliment lol Cheerio ol' boy, CheerioSmiley Happy
Message 25 of 46
Anonymous
Not applicable

Re: Barclaycard Rewards Mastercard CLD


@sjt wrote:

Have you tried calling an analyst to see if you can get your credit line restored or get some feedback on getting the credit line restored in the future. I think it would be worth a shot and at the very least you would get some data points.

 

 

As I said in my original post I called and spoke with an analyst and she was the one who kept giving me vague reasons and they could not reinstate my limit due to my "overall debt picture". I specifically requested a review of the account to get it reinstated, she asked me a few questions like income amount, put me on hold for a moment and then said sorry she couldn't do anything. Total waste of time.

Message 26 of 46
Anonymous
Not applicable

Re: Barclaycard Rewards Mastercard CLD


@DeeBee78 wrote:

@Anonymous wrote:

I love that I discovered this community because it sure helps you feel better knowing you aren't being singled out by a creditor at least.


Here's acutal footage of Barclays deciding who they're going to CLD: 

 

Screen Shot 2017-10-24 at 12.38.30 PM.png

 

 



This made me really LOL!!!! Is this from the show Absolutely Fabulous btw??

Message 27 of 46
Anonymous
Not applicable

Re: Barclaycard Rewards Mastercard CLD


@RootDet wrote:

That is funny.

 

Barclays is known to balance chase customers. You are either on their good side or bad side. I swear no middle ground exists and moving from good to bad is easy. Moving fro bad to good is an act of congress and three miracles.

 


Yeah, that's what I keep seeing.. ugh. I really would have reconsidered opening an account with them had I known this 3 years ago. I think I'm going to have to tell them goodbye very soon.

Message 28 of 46
Dalmus
Valued Contributor

Re: Barclaycard Rewards Mastercard CLD

Its always interesting to see the types of people that get CLDs and balance chased...  When I first got my Rewards card, I didn't know about how schizophrenic they are...  I think I got three or four new cards within three months of that approval, and I saw no action taken by Barclays.  I've done large payments, balance transfers, leaft largish balances for months, with no AA.

 

Then I see people here who seem to be much more well-behaved than I getting CLDs.

 

Truly bizarre!

Total Cards: 24 | Total Limit: $304,250


Current FICO 8 Scores: EQ: 841| TU: 815 | EX: 814


Hard Inquiries: 1

Message 29 of 46
Anonymous
Not applicable

Re: Barclaycard Rewards Mastercard CLD

UPDATE - I just called and closed the account. Good riddance to bad rubbish.

Message 30 of 46
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