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Best CC for Xfinity internet and mobile

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xenon3030
Valued Contributor

Best CC for Xfinity internet and mobile

I recently migrated to xfinity to bundle both internet and mobile. Let's see how it goes vs Verizon...

 

For billing, xfinity internet and xfinity mobile get billed separately but not sure how they will get coded, especially if using US Bank Cash+ (xfinity mobile is in the cellphone provider category, but I cannot find xfinity in the internet provider category).

 

Xfinity internet seems to give 10$ discount, if using autopay with ACH (checking). So, it seems that the optimum way to cover both bills would be ACH for xfinity internet and Cash+ for xfinity mobile.

 

Let's discuss the best ways to manage internet, mobile and streaming billing.


Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
Message 1 of 11
10 REPLIES 10
wasCB14
Super Contributor

Re: Best CC for Xfinity internet and mobile

I need to touch up things a bit here!

 

I still have Peacock on Schwab Platinum, even though NYT/NYT Games uses the whole $20 digital entertainment credit since I don't have a promo rate anymore. And I downgraded my BCP to BCE as part of the upgrade/downgrade cycle so don't have that option. I could probably make a new email or something to get a discounted rate on NYT again. I'm waiting for a better offer than 25k before I re-upgrade Gold to Platinum.

 

Verizon Mobile - Amex Business Platinum - phone coverage and a monthly $10 credit - in good shape.

 

BritBox and Acorn I have through Amazon. I've seen Amex offers for paying directly and using their apps rather than Amazon, but for the sanity of my relatives who also use it I've not moved it.

 

Spectrum Internet - BCE - this should be improved but I'm not sure with what.

 

And I should get a special prize for managing to renew my HBO a day or two before Amex announced a $50 off promo*. At least I got 30% off but could have gotten 63% off.

 

*...and also like 2 weeks after a $25 off Amex HBO offer had ended. If I'd thought to make a new HBO login earlier, I could have taken advantage of the first offer.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 11
Remedios
Credit Mentor

Re: Best CC for Xfinity internet and mobile


@xenon3030 wrote:

I recently migrated to xfinity to bundle both internet and mobile. Let's see how it goes vs Verizon...

 

For billing, xfinity internet and xfinity mobile get billed separately but not sure how they will get coded, especially if using US Bank Cash+ (xfinity mobile is in the cellphone provider category, but I cannot find xfinity in the internet provider category).

 

Xfinity internet seems to give 10$ discount, if using autopay with ACH (checking). So, it seems that the optimum way to cover both bills would be ACH for xfinity internet and Cash+ for xfinity mobile.

 

Let's discuss the best ways to manage internet, mobile and streaming billing.


Both code exactly as they should on.Cash+, sadly as you noted, two separate categories 

Message 3 of 11
GZG
Senior Contributor

Re: Best CC for Xfinity internet and mobile


@xenon3030 wrote:

I recently migrated to xfinity mobile. Let's see how it goes vs Verizon...

 

Xfinity internet seems to give 10$ discount, if using autopay with ACH (checking).


were you getting bad coverage with verizon? I think they both use the same network, along with US Mobile, if you wanted another alternative for verizon coverage.

 

is the autopay discount for Xfinity only when you ACH from checking? I should go check mine. 

 

image.png

 

My auto pay is scheduled to a CC and I still get the $10 discount 

 

Starting FICO 8:
Current FICO 8:



3/6, 3/12, 7/24 new accounts
Message 4 of 11
xenon3030
Valued Contributor

Re: Best CC for Xfinity internet and mobile

Some months ago, Xfinity internet increased prices and it is almost a monopoly provider here (AT&T speed at my location is limited). So, to do some saving, I did bundling of internet and mobile. I also got one mobile device for free to join xfinity mobile. Since it uses Verizon infrastructures, its coverage should be the same.

 

The xfinity internet discount can be 5$ or 10$, if using autopay and paperless (possibly depending on location). Here is what I saw (Bay area):

  • $10 for bank payments (ACH).
  • $5 for credit card payments.

Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
Message 5 of 11
Revelate
Moderator Emeritus

Re: Best CC for Xfinity internet and mobile

I really haven't worried about this since I got my Chase Ink Cash card good lawd 8 years ago.  All phone and Internet from any provider as I started my migration across the country, never had an issue getting 5% on, and at least at the time you could just claim SP and call it a day as far as your business went since it is a PG card.

 

Streaming is a different ballgame which I haven't sorted, I generally just drop them on random cards I'm trying to keep open through activity; I probably should reconsider how much of a charge is worth optimizing for.




        
Message 6 of 11
Hoben02
Frequent Contributor

Re: Best CC for Xfinity internet and mobile

You can run the lookuptool in the awardwallet app to get an idea of some of the cards that passed

Chase (CSP,CF,CFU,southwest premier)
Barclay(jetblue, arrival)
Bofa(US pride, premium, travel, cash, Suzy komen)
Citi(Premier, Double cash, Costco)
Fnbo(Mlife)
Amex(everyday, cash, Hilton)
Blockfi
Caesars rewards
Sofi
Gemini
Cap One Savor One
Message 7 of 11
MySunrise271
Established Contributor

Re: Best CC for Xfinity internet and mobile

I have Xfinity internet and Xfinity mobile and use my Elan MCP for auto payments. I also have Acorn and BritBox streaming channels directly. I've selected Utilities and TV/Internet/Streaming 5% categories. My monthly Internet and streaming charges code for the 5%. In previous months I have selected the 5% cell phone providers and they also coded as expected. Since my Amex BCP will not code these streaming services as US services, I moved them to the Elan MCP card and just allow the mobile charges to provide 1% as that monthly bill generally never exceeds $15.

Message 8 of 11
ZackAttack
Established Contributor

Re: Best CC for Xfinity internet and mobile


@Revelate wrote:

I really haven't worried about this since I got my Chase Ink Cash card good lawd 8 years ago.  All phone and Internet from any provider as I started my migration across the country, never had an issue getting 5% on, and at least at the time you could just claim SP and call it a day as far as your business went since it is a PG card.

 

Streaming is a different ballgame which I haven't sorted, I generally just drop them on random cards I'm trying to keep open through activity; I probably should reconsider how much of a charge is worth optimizing for.


I been eyeing on this card and the USbank Cash+.

 

I told my mom to get Cash+ because Xfinity (coax/internet) and ATT (phone) is basically 5% to help her.

 

While I have some time before I decide, I happen to notice that the ink cash card's website says nothing about cell phone protection compared to Chase Flex card. Is the ink cash still worth looking into?

MSGCU Rewards | $10.5kDiscover Cash It | $10kAmex BCE | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Flagship | $73kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Message 9 of 11
FinStar
Moderator Emeritus

Re: Best CC for Xfinity internet and mobile


@ZackAttack wrote:

@Revelate wrote:

I really haven't worried about this since I got my Chase Ink Cash card good lawd 8 years ago.  All phone and Internet from any provider as I started my migration across the country, never had an issue getting 5% on, and at least at the time you could just claim SP and call it a day as far as your business went since it is a PG card.

 

Streaming is a different ballgame which I haven't sorted, I generally just drop them on random cards I'm trying to keep open through activity; I probably should reconsider how much of a charge is worth optimizing for.


I been eyeing on this card and the USbank Cash+.

 

I told my mom to get Cash+ because Xfinity (coax/internet) and ATT (phone) is basically 5% to help her.

 

While I have some time before I decide, I happen to notice that the ink cash card's website says nothing about cell phone protection compared to Chase Flex card. Is the ink cash still worth looking into?


For any benefits questions associated with any business CC, you may need to post a separate thread in that section for guidance @ZackAttack.

Message 10 of 11
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