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Best buy MC CLI

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juniornj23
Established Contributor

Best buy MC CLI

Last night I ask for a CLI by luv they ask me how much 1000 it was instant approve. Should I ask for another CLI?. Is this a SP or HP
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 1 of 9
8 REPLIES 8
Calistal
Regular Contributor

Re: Best buy MC CLI

I've been told that the Best Buy MC CLI request is a HP.  I can't say for certain, as I've not done so.  Someone with experience may want to chime in here. Smiley Happy

Starting Scores : EQ: 593 // TU: 571 // EX: 595 ~~5/2023 : TU: 823 // EX: 831 // EQ: 838
TCLs: 144k
Message 2 of 9
juniornj23
Established Contributor

Re: Best buy MC CLI

I know that if you speak with CSR is for sure but also I guess they can I check your CR without your concern
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 3 of 9
Calistal
Regular Contributor

Re: Best buy MC CLI

I just went thru mine (without requesting) online and at the verify step it said "By submitting this form you authorize Citibank, N.A. to obtain your credit report.".  Safer to assume that they'll do a hard inquiry when they specifically say that as you're agreeing that they can do one.

Starting Scores : EQ: 593 // TU: 571 // EX: 595 ~~5/2023 : TU: 823 // EX: 831 // EQ: 838
TCLs: 144k
Message 4 of 9
jacetx
Valued Contributor

Re: Best buy MC CLI

Every time I have asked for one it has been a hard pull. 

Message 5 of 9
taxi818
Super Contributor

Re: Best buy MC CLI

100% hp

Message 6 of 9
juniornj23
Established Contributor

Re: Best buy MC CLI

Wao if I new that I should ask for 3k Insted of 1k
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 7 of 9
onstar
Established Contributor

Re: Best buy MC CLI

I've only done it once via phone, and it was a HP.

They didn't ask about pulling the CR. They just did.

 

This was November last year, just before Black Friday.

I thought about buying something at BB on Black Friday so I requested a small CLI.

Never bought anything though. Lines were too crazy.

 

BK DC 4/9/2018
FICO 08 (4/9/2018): EQ 647 EX 609 TU 620
FICO 08 (01/27/2025): EQ 725 EX 736 TU 745
Message 8 of 9
taxi818
Super Contributor

Re: Best buy MC CLI

Always ask for the moon with citi. They will counter. Last week. I asked for 10k. They offered 2k. I took it. They cited the number of accounts in last 12 months.
Message 9 of 9
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