no sorry, once I lost my job, I had all bills set on direct payment on bill pay. I was devistated about the lack of job that I totally forgot about my bill pay set up. I racked up $400 in fees in one pay period because it took almost 6 weeks to get my final check from last employer. BoA fired me once they saw no more direct deposit and a hefty neg amount. Tried to work it out with them but they said no we will still close the acct but please send your money instead of buy gifts for your kids for christmas. They cant damage your credit but we can.
Nik
