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Been bugging Cap1 for CLI recently given all the luv they have been showing.........tried a couple of days ago, denied got the following message from them. " A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limits."
Is this something new from Cap1 ?
What is your balance vs CL? Usage pattern?
Balance is just over 1K, charged 1.3K last month, CL is 4.2K on this card...........so only used a bit over 25%. Will PIF before next statement. Average about a 1K spend a month....sometimes less. Just trying to get this card up to at least 5K. It is an old card from HSBC that has morphed into a Venture Card but has retained the high interest rate from the old HSBC card of 28%! You just can't carry a balance on a card like that. Been lettling small bal report in hopes of getting a decent CLI. Thinking about cancelling all my current Cap1 cards and starting over with them.
I doubt it's possible to bug them too much. I was hitting the CLI button constantly, and finally got a bump yesterday.
@Anonymous wrote:I doubt it's possible to bug them too much. I was hitting the CLI button constantly, and finally got a bump yesterday.
How often is constantly.........over the past month I've started hitting it about once a week.
@ecxpa wrote:
@Anonymous wrote:I doubt it's possible to bug them too much. I was hitting the CLI button constantly, and finally got a bump yesterday.
How often is constantly.........over the past month I've started hitting it about once a week.
Not including two yesterday:
Capital One QS1:
Credit Limit Increase Request
03/14/2015
Credit Limit Increase Request
03/09/2015
Credit Limit Increase Request
02/17/2015
Credit Limit Increase Request
02/16/2015
Credit Limit Increase Request
02/15/2015
Credit Limit Increase Request
02/14/2015
Credit Limit Increase Request
02/06/2015
Capital One QS:
Credit Limit Increase Request
03/14/2015
Credit Limit Increase Request
03/09/2015
Credit Limit Increase Request
02/28/2015
Credit Limit Increase Request
02/20/2015
Credit Limit Increase Request
02/17/2015
Credit Limit Increase Request
02/16/2015
Credit Limit Increase Request
02/15/2015
Credit Limit Increase Request
02/14/2015
Credit Limit Increase Request
02/06/2015
@Anonymous wrote:
@ecxpa wrote:
@Anonymous wrote:I doubt it's possible to bug them too much. I was hitting the CLI button constantly, and finally got a bump yesterday.
How often is constantly.........over the past month I've started hitting it about once a week.
Not including two yesterday:
Capital One QS1:
Credit Limit Increase Request
03/14/2015
Credit Limit Increase Request
03/09/2015
Credit Limit Increase Request
02/17/2015
Credit Limit Increase Request
02/16/2015
Credit Limit Increase Request
02/15/2015
Credit Limit Increase Request
02/14/2015
Credit Limit Increase Request
02/06/2015
Capital One QS:
Credit Limit Increase Request
03/14/2015
Credit Limit Increase Request
03/09/2015
Credit Limit Increase Request
02/28/2015
Credit Limit Increase Request
02/20/2015
Credit Limit Increase Request
02/17/2015
Credit Limit Increase Request
02/16/2015
Credit Limit Increase Request
02/15/2015
Credit Limit Increase Request
02/14/2015
Credit Limit Increase Request
02/06/2015
hmmm........maybe I'll try that for a while..........gonna hit both I haven't had a recent CLI on them again today.....if they let me
@Anonymous wrote:
Haha.
I was doing this daily before closing my QS VISA.
Did you end up getting a CLI eventually or just give up