cancel
Showing results for 
Search instead for 
Did you mean: 

Bugged Cap1 too much?

tag
ecxpa
Valued Contributor

Bugged Cap1 too much?

Been bugging Cap1 for CLI recently given all the luv they have been showing.........tried a couple of days ago, denied got the following message from them.  " A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limits."  

 

 

Is this something new from Cap1 ?

Message 1 of 15
14 REPLIES 14
NRB525
Super Contributor

Re: Bugged Cap1 too much?

What is your balance vs CL? Usage pattern?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 15
ecxpa
Valued Contributor

Re: Bugged Cap1 too much?

Balance is just over 1K, charged 1.3K last month, CL is 4.2K on this card...........so only used a  bit over 25%.  Will PIF before next statement.  Average about a  1K spend a month....sometimes less.  Just trying to get this card up to at least 5K.  It is an old card from HSBC that has morphed into a Venture Card but has retained the high interest rate from the old HSBC card of 28%!  You just can't carry a balance on a card like that.   Been lettling small bal report in hopes of getting a decent CLI.  Thinking about cancelling all my current Cap1 cards and starting over with them.

Message 3 of 15
Anonymous
Not applicable

Re: Bugged Cap1 too much?

I doubt it's possible to bug them too much. I was hitting the CLI button constantly, and finally got a bump yesterday.

 

 

Message 4 of 15
ecxpa
Valued Contributor

Re: Bugged Cap1 too much?


@Anonymous wrote:

I doubt it's possible to bug them too much. I was hitting the CLI button constantly, and finally got a bump yesterday.

 

 


How often is constantly.........over the past month I've started hitting it about once a week.

Message 5 of 15
Anonymous
Not applicable

Re: Bugged Cap1 too much?


@ecxpa wrote:

@Anonymous wrote:

I doubt it's possible to bug them too much. I was hitting the CLI button constantly, and finally got a bump yesterday.

 

 


How often is constantly.........over the past month I've started hitting it about once a week.


Not including two yesterday:

 

Capital One QS1:

Credit Limit Increase Request
03/14/2015
Credit Limit Increase Request
03/09/2015
Credit Limit Increase Request
02/17/2015
Credit Limit Increase Request
02/16/2015
Credit Limit Increase Request
02/15/2015
Credit Limit Increase Request
02/14/2015
Credit Limit Increase Request
02/06/2015

Capital One QS:

Credit Limit Increase Request
03/14/2015
Credit Limit Increase Request
03/09/2015
Credit Limit Increase Request
02/28/2015
Credit Limit Increase Request
02/20/2015
Credit Limit Increase Request
02/17/2015
Credit Limit Increase Request
02/16/2015
Credit Limit Increase Request
02/15/2015
Credit Limit Increase Request
02/14/2015
Credit Limit Increase Request
02/06/2015

Message 6 of 15
ecxpa
Valued Contributor

Re: Bugged Cap1 too much?


@Anonymous wrote:

@ecxpa wrote:

@Anonymous wrote:

I doubt it's possible to bug them too much. I was hitting the CLI button constantly, and finally got a bump yesterday.

 

 


How often is constantly.........over the past month I've started hitting it about once a week.


Not including two yesterday:

 

Capital One QS1:

Credit Limit Increase Request
03/14/2015
Credit Limit Increase Request
03/09/2015
Credit Limit Increase Request
02/17/2015
Credit Limit Increase Request
02/16/2015
Credit Limit Increase Request
02/15/2015
Credit Limit Increase Request
02/14/2015
Credit Limit Increase Request
02/06/2015

Capital One QS:

Credit Limit Increase Request
03/14/2015
Credit Limit Increase Request
03/09/2015
Credit Limit Increase Request
02/28/2015
Credit Limit Increase Request
02/20/2015
Credit Limit Increase Request
02/17/2015
Credit Limit Increase Request
02/16/2015
Credit Limit Increase Request
02/15/2015
Credit Limit Increase Request
02/14/2015
Credit Limit Increase Request
02/06/2015


hmmm........maybe I'll try that for a while..........gonna hit both I haven't had a recent CLI on them again today.....if they let meSmiley Tongue

Message 7 of 15
Anonymous
Not applicable

Re: Bugged Cap1 too much?

Haha.

I was doing this daily before closing my QS VISA.
Message 8 of 15
ecxpa
Valued Contributor

Re: Bugged Cap1 too much?


@Anonymous wrote:
Haha.

I was doing this daily before closing my QS VISA.

Did you end up getting a CLI eventuallySmiley Surprised or just give up

Message 9 of 15
Anonymous
Not applicable

Re: Bugged Cap1 too much?

I closed it. Didn't I?
Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.