@Anonymous wrote:
I closed it. Didn't I?
You gave up too soon!
@Anonymous wrote:
I closed it. Didn't I?
good deal
.........think I'm gonna do the same thing. It just pis*!es me off to think I have an interest of 28.9% on a card that has an advertised maximum of 22.9%.....just got off of chat with Cap1 it doesn't seem to matter to them. I'm going from being neutral with Cap1 to short of joining the Cap1 hater convoy.
@csryang wrote:
@ecxpa wrote:Been bugging Cap1 for CLI recently given all the luv they have been showing.........tried a couple of days ago, denied got the following message from them. " A credit limit increase is currently not available upon request because Capital One is evaluating account activity at assigned credit limits."
Is this something new from Cap1 ?
How long have you had that card and how many times have you sucessfully requested CLI?
They only allow SP CLI at the most every 6 month I believe.
I have my QS since Dec 2013. At 6 month mark, I requested online and was bumped from 3k to 5k. At 1 year mark, I requested twice and 1 month apart without any success.
Couple days ago (1 year and 3 month mark around there?), I heard Cap1 seems to be giving out large CL to new apps. I decided to try my luck again online and I was bumped from 5k to 7k.
It's interesting that they approved me in the end even though I only put less than $10 on this card each month and PIF every month before statement cut for at least the past 6 months. Maybe they saw larger purchases on my other cards with higher CL?
Doing weekly CLI request will probably not hurt but I think monthly request is probably more reasonable epecially around 6, 12, 18 month mark etc.
This makes sense.
Just because you can "request a CLI" does not mean you should do it every stinking day 
